Buncombe County property record for 99 Driftstone Cir, Arden, NC 28704
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,666 sqft · built 2004 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $560,000 (Jan 2022) |
| Tax Bill | $2,445 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Jan 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3005287-2020-20 |
| Primary APN | 3005287-2020-20 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,666 sqft Living Area |
| Gross Area | 3,662 sqft |
| 1st Floor Area | 1,010 sqft |
| Basement Area | 1,006 sqft |
| Finished Basement | 516 sqft |
| Unfinished Basement | 490 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional |
| Exterior Material | Frame Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 32 sqft |
| Deck Area | 192 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 3005287-2020-20 |
|---|---|
| Street Address | 99 DRIFTSTONE CIR |
| City | ARDEN |
| State | NC |
| Zip | 28704-9140 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | UBDIV: RIVERCREST BLOCK: LOT: 67 SECTION: PLAT: 0084-0074 |
| Legal Subdivision | RIVERCREST |
| Legal Block | 3 |
| Legal Lot Number | 67 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | AVERY CREEK |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 2303 |
Source: Buncombe County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 99 DRIFTSTONE CIR, ARDEN, NC 28704-9140 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 26, 2023 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Jan 10, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 10, 2022 · Amount on Record |
| Deed Sale | Jan 10, 2022 · Amount on Record |
| Prior Sale | Jul 1, 2014 · Amount on Record |
| Deed Document Number | 2022 |
| Deed Book / Page | 6172 / 80 |
| Prior Transfer Date | Mar 3, 2016 |
| Prior Transfer Doc | 0054031288 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 99 DRIFTSTONE CIR, ARDEN, NC 28704-9140 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0063521936 |
|---|---|
| Date | Sep 26, 2023 |
| Book Page | 6352/1936 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 17, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Jan 10, 2022 |
| Property Address | 99 DRIFTSTONE CIR, ARDEN, NC 28704-9140 |
| Document Number | 0061720080 |
| Book / Page | 6172 / 80 |
| Map Reference | MB 84 PG 74 |
| Instrument Date | Jan 6, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,120.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 40 JACKSON MEADOW RD, 40, FLETCHER, NC 28732-0376 |
| Name | Verified Name |
|---|---|
| Address | 99 DRIFTSTONE CIR, ARDEN, NC 28704-9140 |
| Document Number | 0000617282 |
|---|---|
| Date | Jan 10, 2022 |
| Instrument | 6172/82 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
Source: Buncombe County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,445.00 (+4.71%) | $379,400 (-) Land $47,400 Building $332,000 | $379,400 (-) Land $47,400 Building $332,000 |
| 2024 | $2,335.00 (+3.27%) | ||
| 2023 | $2,261.00 | $379,400 | $379,400 (-) Land $47,400 Building $332,000 |
| 2021 | $379,400 Land $47,400 Building $332,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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