Schenectady County and Schenectady City property record for 99 de Graff St, Schenectady, NY 12308
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,638 sqft · built 1910 |
| Lot Size | 0.05 acres (2,213 sqft) |
| Owner | Company Name on Record |
| Last Sale | $133,500 (Jul 2022) |
| Tax Bill | $905 (2021) |
| Deeds & Mortgages | Jul 2022 Sale Dec 2016 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 39.82-2-47 |
| Primary APN | 421500 39.82-2-47 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,638 sqft Total Area |
| 1st Floor Area | 819 sqft |
| 2nd Floor Area | 819 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Lot Area | 2,213 sqft (0.05 acres) |
| Lot Dimensions | 88.5 ft deep x 25 ft wide |
| Porch | Slab |
| Porch Area | 220 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 99 DE GRAFF ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12308-3203 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 05 - COMME |
| Legal Description | MILLER MAP 2 BRICK |
| Legal Block | 2 |
| Legal Lot Number | 47.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 20800 |
Source: Schenectady County and Schenectady City records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 369 FENLON BLVD, CLIFTON, NJ 07014-1203 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jul 18, 2022 | Warranty Deed, Transfer |
| Dec 8, 2016 | Loan Modification, Mortgage KEYBANK USA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 18, 2022 · Amount on Record |
| Deed Sale | Jul 18, 2022 · Amount on Record |
| Prior Sale | Jul 18, 2022 · Amount on Record |
| Deed Document Number | 202237467 |
| Deed Book / Page | 2088 / 703 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 18, 2022 |
| Property Address | 99 DE GRAFF ST, SCHENECTADY, NY 12308-3203 |
| Document Number | 0000037443 |
| Book / Page | 2088 / 697 |
| Instrument Date | Jun 22, 2022 |
| Instrument | 202237443 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $124.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5172 WESTERN TPKE, ALTAMONT, NY 12009-3810 |
| Name | Verified Name |
|---|---|
| Address | 369 FENLON BLVD, CLIFTON, NJ 07014-1203 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 99 DE GRAFF ST, SCHENECTADY, NY 12308-3203 |
| Document Number | 0000002307 |
| Book / Page | 004736 / 000536 |
| Instrument Date | Dec 8, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2017 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5172 WESTERN TPKE ALTAMONT NY 120093810, ALTAMONT, NY 12009-3810 |
| Document Number | 0000002307 |
|---|---|
| Date | Jan 13, 2017 |
| Book Page | 004736/000536 |
| Instrument | 2307 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | ALBANY, NY 12206 |
| Amount | Amount Recorded |
|---|
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $57,200 (-) Land $6,900 Building $50,300 | $94,718 (+30.82%) Land $11,426 Building $83,292 | |
| 2023 | $57,200 (-) Land $6,900 Building $50,300 | $72,405 (+3.8%) Land $8,734 Building $63,671 | |
| 2022 | $57,200 Land $6,900 Building $50,300 | $69,756 Land $8,415 Building $61,341 | |
| 2021 | $905.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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