99 Cumberland Rd, Warwick, RI 02886 Property Records

Warwick City property record for 99 Cumberland Rd, Warwick, RI 02886

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,177 sqft · built 1962
Lot Size	0.241 acres (10,513 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (Jun 2019)
Tax Bill	$6,788 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23601160000`

Property Details

APN / Parcel Number

Primary APN	`23601160000`
Alternative APNs	`WARW M:236 B:0116 L:0000` `105959`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,177 sqft Living Area
Gross Area	4,634 sqft
1st Floor Area	1,491 sqft
Basement Area	1,491 sqft
Unfinished Basement	1,281 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,513 sqft (0.241 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	105959
Street Address	99 CUMBERLAND RD
City	WARWICK
State	RI
Zip	02886-8709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A10
Legal Block	116
Jurisdiction	WARWICK RI
Township / Civil Division	WARWICK
Census Block Group	5
Census Block	5007
Census Tract	22201

Owner

Source: Warwick City assessment roll, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	99 CUMBERLAND RD, WARWICK, RI 02886-8709
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2017	Deed of Trust, Mortgage · ARM CITIZENS BANK
Jun 24, 2019	Warranty Deed, Transfer · Conventional with PMI NFM LNDG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 24, 2019 · Amount on Record
Deed Sale	Jun 24, 2019 · Amount on Record
Deed Book / Page	9291 / 330
Record Updated	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	99 CUMBERLAND RD, WARWICK, RI 02886-8709
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8914-83
Date	Oct 6, 2017
Book Page	8914/83
Instrument	14761

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARWICK RI
Recording Date	Jun 24, 2019
Property Address	99 CUMBERLAND RD, WARWICK, RI 02886-8709
Document Number	9291-330
Book / Page	009291 / 000330
Instrument Date	Jun 21, 2019
Instrument	8107
Transaction Type	Transfer
Record Updated	Apr 14, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$385.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 NORFOLK ST CRANSTON RI 029102717, CRANSTON, RI 02910-2717

Mortgage

Document Number	9291-332
Date	Jun 24, 2019
Book Page	009291/000332
Instrument	8108

Lender

Name	NFM LNDG

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 23, 2049

Tax Assessment & Valuation

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Warwick City
Unified School District	Warwick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,788.00 (-5.38%)	$534,500 (+5.72%) Land $146,400 Building $388,100
2024			$635,930
2023	$7,174.00 (+1.7%)	$505,600 (+34.25%) Land $127,300 Building $378,300
2022	$7,054.00	$376,600 Land $88,800 Building $287,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	30 units insured incl. 28 condo units
Nearby Flood Claims	3 (1978–1982)
Most Recent Claim	Feb 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENT COUNTY WATER AUTHORITY serves 94,107 people · EPA ID RI1559511
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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