Warwick City property record for 138 Cumberland Rd, Warwick, RI 02886
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,210 sqft · built 1977 |
| Lot Size | 0.232 acres (10,100 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Aug 1999) |
| Tax Bill | $5,837 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23601020000 |
| Primary APN | 23601020000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,210 sqft Living Area |
| Gross Area | 3,036 sqft |
| 1st Floor Area | 1,210 sqft |
| Basement Area | 1,170 sqft |
| Unfinished Basement | 650 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,100 sqft (0.232 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 100026522 |
|---|---|
| Street Address | 138 CUMBERLAND RD |
| City | WARWICK |
| State | RI |
| Zip | 02886-8712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A10 |
| Legal Block | 102 |
| Jurisdiction | WARWICK RI |
| Township / Civil Division | WARWICK |
| Census Block Group | 5 |
| Census Block | 5012 |
| Census Tract | 22201 |
138 Cumberland Rd is owned and occupied by an individual who bought it in August 1999.
Source: Warwick City records, as of June 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 138 CUMBERLAND RD, WARWICK, RI 02886-8712 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 20, 1999 · Amount on File |
| Deed Sale | Aug 20, 1999 · Amount on File |
| Prior Sale | Feb 13, 1995 · Amount on File |
| Deed Book / Page | 3213 / 107 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 138 CUMBERLAND RD, WARWICK, RI 02886-8712 |
| Document Number | 8756-101 |
| Book / Page | 008756 / 000101 |
| Instrument Date | Jan 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2017 |
| Name | Verified Name |
|---|---|
| Address | 138 CUMBERLAND RD WARWICK RI 028868712, WARWICK, RI 02886-8712 |
| Document Number | 8756-101 |
|---|---|
| Date | Feb 3, 2017 |
| Book Page | 008756/000101 |
| Instrument | 22 |
| Name | RHODE ISLAND HSNG & MTG FIN |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 138 Cumberland Rd was $5,837.
Source: Warwick City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Warwick City |
| Unified School District | Warwick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,837.00 | $459,600 Land $145,800 Building $313,800 | |
| 2024 | $487,540 | ||
| 2023 | $5,670.00 (+2.13%) | $399,600 (+34.82%) Land $126,800 Building $272,800 | |
| 2022 | $5,552.00 | $296,400 Land $88,700 Building $207,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 138 Cumberland Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 30 units insured incl. 28 condo units |
| Nearby Flood Claims | 3 (1978–1982) |
| Most Recent Claim | Feb 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 138 Cumberland Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENT COUNTY WATER AUTHORITY serves 94,107 people · EPA ID RI1559511 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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