99 Cord Pl, Destin, FL 32541 Property Records

Okaloosa County property record for 99 Cord Pl, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,080 sqft · built 1992
Lot Size	0.14 acres (6,103 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Sep 2019)
Tax Bill	$2,951 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-590-0867-2`

Property Details

APN / Parcel Number

Primary APN	`C56-000-590-0867-2`
Alternative APN	`00-2S-22-2077-000E-0030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,080 sqft Heated Area
Gross Area	1,989 sqft
1st Floor Area	1,080 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,103 sqft (0.14 acres)
Garage Type	Finished
Garage Area	525 sqft
Porch	Open Porch
Porch Area	204 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	99 CORD PL
City	DESTIN
State	FL
Zip	32541-2029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINE RIDGE TRACE RE/SUB PB 12 PG 14 LOT 3 BLK E
Legal Range	22
Legal Township	02S
Legal Subdivision	PINE RIDGE TRACE
Legal Block	E
Legal Lot Number	3
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2000
Census Tract	23305

Owner

99 Cord Pl is owned by an individual who bought it in September 2019.

Source: Okaloosa County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	802 DAWN LN, DESTIN, FL 32541-2038
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 17, 2019	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2019 · Amount on File
Deed Sale	Sep 17, 2019 · Amount on File
Prior Sale	Aug 8, 2011 · Amount on File
Deed Document Number	3305215
Deed Book / Page	3419 / 1492
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	99 CORD PL, DESTIN, FL 32541-2029
Transaction Type	Mortgage
Record Updated	May 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4151 COMMONS DR W 5210, 5210, DESTIN, FL 32541-6413

Mortgage

Document Number	0036174483
Date	Apr 25, 2022
Book Page	3617/4483
Instrument	3544603

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Sep 17, 2019
Property Address	99 CORD PL, DESTIN, FL 32541-2029
Document Number	0034191492
Book / Page	3419 / 1492
Map Reference	MB 12 PG 14
Instrument Date	Sep 16, 2019
Instrument	3305215
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	AQUA TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,365.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 146, GRIDLEY, KS 66852-0146

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 CORD PL, DESTIN, FL 32541-2029

Mortgage

Document Number	0034191494
Date	Sep 17, 2019
Instrument	3419-1494

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 99 Cord Pl was $2,951.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,951.00	$249,207 Land $77,905 Building $171,302	$249,207 Land $77,905 Building $171,302
2023	$2,886.00 (+6.57%)	$241,587 (+7.49%) Land $70,687 Building $170,900	$241,587 (+7.49%) Land $70,687 Building $170,900
2022	$2,708.00	$224,748 Land $64,261 Building $160,487	$224,748 Land $64,261 Building $160,487

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 99 Cord Pl in Zone X, an area of minimal flood risk, though there have been 29 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 100 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	100 in force
Nearby Flood Claims	29 (1995–2021)
Claims Outside the SFHA	25 of 29
Most Recent Claim	Apr 2021 · other causes
Claims by Event	Hurricane Dennis, Jul 2005 · 5 claims Hurricane Frances, Sep 2004 · 7 claims Hurricane Georges, Sep 1998 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 99 Cord Pl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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