94 Cord Pl, Destin, FL 32541 Property Records

Okaloosa County property record for 94 Cord Pl, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,392 sqft · built 1992
Lot Size	0.129 acres (5,609 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Dec 2020)
Tax Bill	$3,453 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-590-0864-9`

Property Details

APN / Parcel Number

Primary APN	`C56-000-590-0864-9`
Alternative APNs	`00-2S-22-2077-000D-0030` `22S2002077000D0030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,392 sqft Living Area
Gross Area	1,824 sqft
1st Floor Area	1,392 sqft
Flooring	Stone
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	5,609 sqft (0.129 acres)
Garage Type	Attached
Garage Area	418 sqft
Porch	Finished/Open Porch
Porch Area	14 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	94 CORD PL
City	DESTIN
State	FL
Zip	32541-2029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINE RIDGE TRACE RE/SUB PB 12 PG 14 LOT 3 BLK D
Legal Subdivision	PINE RIDGE
Legal Block	D
Legal Lot Number	3
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2000
Census Tract	23305

Owner

94 Cord Pl is owned by an individual who bought it in December 2020.

Source: Okaloosa County records, as of January 16, 2026

Owner of Record	Individual Name on File
Mailing Address	3937 MESA RD, DESTIN, FL 32541-2066
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2020	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING
Mar 28, 2018	Warranty Deed, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2020 · Amount on File
Deed Sale	Dec 3, 2020 · Amount on File
Prior Sale	Mar 28, 2018 · Amount on File
Deed Document Number	20203412064
Deed Book / Page	3509 / 3476
Prior Transfer Date	Mar 16, 2006
Prior Transfer Doc	0026963140
Record Updated	Sep 20, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Dec 3, 2020
Property Address	94 CORD PL, DESTIN, FL 32541-2029
Document Number	0035093476
Book / Page	3509 / 3476
Map Reference	MB 12 PG 14
Instrument Date	Dec 1, 2020
Instrument	3412064
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	BRADLEY TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,030.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	311 CYPRESS ST, 311, DESTIN, FL 32541-2617

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	955 AIRPORT RD, DESTIN, FL 32541-2815

Mortgage

Document Number	0035093477
Date	Dec 3, 2020
Instrument	3509/3477

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2036

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Mar 28, 2018
Property Address	94 CORD PL, DESTIN, FL 32541-2029
Document Number	0033430754
Book / Page	3343 / 0754
Map Reference	MB12 PG14
Instrument Date	Mar 15, 2018
Instrument	3197000
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	H& S TITLE & ESCRWO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	151 ASHWOOD LN, 151, MOORESVILLE, NC 28117-6888

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	94 CORD PL, DESTIN, FL 32541-2029

Mortgage

Document Number	0003197002
Date	Mar 28, 2018
Instrument	3197002

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 94 Cord Pl was $3,453.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,453.00	$291,619 Land $74,195 Building $217,424	$291,619 Land $74,195 Building $217,424
2023	$3,381.00 (+61.77%)	$283,022 (+33.54%) Land $67,321 Building $215,701	$283,022 (+7.35%) Land $67,321 Building $215,701
2022	$2,090.00 Homeowner's exemption	$211,931	$263,632 Land $61,201 Building $202,431

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 94 Cord Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 100 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	100 in force
Nearby Flood Claims	29 (1995–2021)
Claims Outside the SFHA	25 of 29
Most Recent Claim	Apr 2021 · other causes
Claims by Event	Hurricane Dennis, Jul 2005 · 5 claims Hurricane Frances, Sep 2004 · 7 claims Hurricane Georges, Sep 1998 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 94 Cord Pl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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