99 Cooke St, Edgartown, MA 02539 Property Records

Dukes County and Edgartown Town property record for 99 Cooke St, Edgartown, MA 02539

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,590 sqft · built 1999
Lot Size	0.115 acres (5,003 sqft)
Owner	2 Trust Names on File
Last Sale	$3,250,000 (May 2026)
Tax Bill	$6,224 (2026)
Deeds & Mortgages	Jun 2026 Transfer May 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`EDGA M:020C B:0171 L`

Property Details

APN / Parcel Number

Primary APN	`EDGA M:020C B:0171 L`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,590 sqft Living Area
Gross Area	3,192 sqft
Basement Area	840 sqft
Unfinished Basement	840 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,003 sqft (0.115 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	99 COOKE ST
City	EDGARTOWN
State	MA
Zip	02539
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Subdivision	EDGARTOWN
Legal Block	171
Jurisdiction	EDGARTOWN MA
Township / Civil Division	EDGARTOWN
Census Block Group	3
Census Block	3023
Census Tract	200300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Edgartown Village Historic District listed 1983 · 423 contributing resources · NRIS 83003967

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

99 Cooke St is held in a trust since May 2026.

Source: Dukes County and Edgartown Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	PO BOX 3298, EDGARTOWN, MA 02539-3298
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Quit Claim Deed, Transfer Quitclaim
May 15, 2026	Quit Claim Deed, Transfer · Conventional Mortgage LIBERTY BANK
May 11, 2022	Quit Claim Deed, Transfer Quitclaim
Aug 31, 2021	Deed, Transfer · Stand-Alone First Mortgage FIRST REPUBLIC BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2026 · Amount on File
Deed Sale	May 15, 2026 · Amount on File
Prior Sale	Jan 7, 2025 · Amount on File
Deed Document Number	20262208
Deed Book / Page	1736 / 886
Prior Transfer Date	Dec 17, 2024
Prior Transfer Doc	001699-319
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EDGARTOWN MA
Recording Date	Jun 8, 2026
Property Address	99 COOKE ST, EDGARTOWN, MA 02539
Document Number	001738-549
Book / Page	1738 / 549
Instrument Date	Jun 5, 2026
Instrument	20262592
Transaction Type	Transfer
Record Updated	Aug 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EDGARTOWN MA
Recording Date	May 15, 2026
Property Address	99 COOKE ST, EDGARTOWN, MA 02539
Document Number	0000002208
Book / Page	1736 / 886
Instrument Date	May 12, 2026
Instrument	20262208
Transaction Type	Transfer
Record Updated	Aug 29, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	111 GRANT ST, LEXINGTON, MA 02420-3714

Mortgage

Document Number	001736-890,
Date	May 15, 2026
Book Page	1736/890
Instrument	20262209

Lender

Name	LIBERTY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.13%
Initial Type	Adjustable Rate
Type Change Date	Jun 1, 2033
Index	Other
Margin	3
Max Rate	-1%

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EDGARTOWN MA
Recording Date	May 11, 2022
Property Address	99 COOKE ST, EDGARTOWN, MA 02539
Document Number	01624-1017
Book / Page	1624 / 1017
Instrument Date	Apr 19, 2022
Instrument	3139
Transaction Type	Transfer
Record Updated	May 27, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 OCEAN REEF DR # C10, C10, KEY LARGO, FL 33037-5282

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	EDGARTOWN MA
Recording Date	Aug 31, 2021
Property Address	99 COOKE ST, EDGARTOWN, MA 02539
Document Number	1593-322
Book / Page	1593 / 322
Instrument Date	Aug 30, 2021
Instrument	7095
Transaction Type	Transfer
Record Updated	Sep 17, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 OCEAN REEF DR # C10, C10, KEY LARGO, FL 33037-5282

Mortgage

Document Number	7096
Date	Aug 31, 2021
Instrument	7096

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	2.55%
Type Change Date	Sep 1, 2028
Max Rate At Change	2.5%
Index	Other

Tax Assessment & Valuation

The 2026 property tax bill for 99 Cooke St was $6,224, up 7% from the year before.

Source: Dukes County and Edgartown Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Dukes County
County Subdivision	Edgartown Town
Secondary School District	Martha's Vineyard School District (09 - 12)
Elementary School District	Edgartown School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,224.00 (+6.98%)	$2,509,700 (+14.32%) Land $1,267,400 Building $1,242,300	$3,250,621
2025	$5,818.00 (+7.01%)	$2,195,400 (+2.96%) Land $978,400 Building $1,217,000
2024	$5,437.00 (+5.88%)	$2,132,200 (+4.64%) Land $978,400 Building $1,153,800
2023	$5,135.00	$2,037,700 Land $943,900 Building $1,093,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 99 Cooke St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 106 policies
Nearby Flood Policies	106 in force
Nearby Flood Claims	7 (1991–2024)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Coastal Storm, Oct 1991 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 99 Cooke St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDGARTOWN WATER DEPARTMENT serves 8,027 people · EPA ID MA4089000
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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