87 Cooke St, Edgartown, MA 02539 Property Records

Dukes County and Edgartown Town property record for 87 Cooke St, Edgartown, MA 02539

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,000 sqft · built 2013
Lot Size	0.23 acres (10,035 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (Dec 2012)
Tax Bill	$7,308 (2026)
Deeds & Mortgages	Oct 2021 Refinance Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`EDGA M:020C B:0175 L:2`

Property Details

APN / Parcel Number

Primary APN	`EDGA M:020C B:0175 L:2`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,000 sqft Living Area
Gross Area	3,388 sqft
Basement Area	988 sqft
Unfinished Basement	988 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	10,035 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	87 COOKE ST
City	EDGARTOWN
State	MA
Zip	02539
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Block	175
Legal Lot Number	2
Jurisdiction	EDGARTOWN MA
Township / Civil Division	EDGARTOWN
Census Block Group	3
Census Block	3023
Census Tract	200300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Edgartown Village Historic District listed 1983 · 423 contributing resources · NRIS 83003967

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

87 Cooke St is owned by two individuals who bought it in December 2012.

Source: Dukes County and Edgartown Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 3095, EDGARTOWN, MA 02539-3095
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MARTHA VINEYARD SAVING BANK
Aug 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage MARTHA VINEYARD SB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 26, 2012 · Amount on File
Deed Sale	Dec 26, 2012 · Amount on File
Prior Sale	Dec 13, 2012 · Amount on File
Deed Book / Page	1302 / 869
Transfer Doc	1302-869
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EDGARTOWN MA
Property Address	87 COOKE ST, EDGARTOWN, MA 02539
Transaction Type	Mortgage
Record Updated	Oct 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1598-770
Date	Oct 13, 2021
Book Page	1598/770
Instrument	8171

Lender

Name	MARTHA VINEYARD SAVING BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EDGARTOWN MA
Property Address	87 COOKE ST, EDGARTOWN, MA 02539
Document Number	1502-834
Instrument Date	Aug 1, 2019
Transaction Type	Mortgage
Record Updated	Aug 20, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	87 COOKE ST EDGARTOWN MA 02539, EDGARTOWN, MA 02539

Mortgage

Document Number	1502-834
Date	Aug 6, 2019
Book Page	001502/000834
Instrument	4281

Lender

Name	MARTHA VINEYARD SB
Type	Federal Savings Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 5, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 87 Cooke St was $7,308, up 2% from the year before.

Source: Dukes County and Edgartown Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Dukes County
County Subdivision	Edgartown Town
Secondary School District	Martha's Vineyard School District (09 - 12)
Elementary School District	Edgartown School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,308.00 (+20.02%)	$2,946,900 (+28.25%) Land $1,498,100 Building $1,448,800	$3,206,087
2025	$6,089.00 (+13.79%)	$2,297,700 (+9.5%) Land $1,156,500 Building $1,141,200
2024	$5,351.00 (+1.34%)	$2,098,400 (+0.15%) Land $1,156,500 Building $941,900
2023	$5,280.00	$2,095,300 Land $1,115,700 Building $979,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 87 Cooke St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 106 policies
Nearby Flood Policies	106 in force
Nearby Flood Claims	7 (1991–2024)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Coastal Storm, Oct 1991 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 87 Cooke St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDGARTOWN WATER DEPARTMENT serves 8,027 people · EPA ID MA4089000
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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