99 Commonwealth Ave, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 99 Commonwealth Ave, Lowell, MA 01852

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,742 sqft · built 1970
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$563,000 (Jun 2022)
Tax Bill	$6,801 (2026)
Deeds & Mortgages	Sep 2021 Refinance Jun 2022 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`P04800`

Property Details

APN / Parcel Number

Primary APN	`P04800`
Alternative APNs	`LOWE M:243 B:1435 L:99` `M:000243 T:P04800`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,742 sqft Living Area
Gross Area	3,018 sqft
1st Floor Area	1,352 sqft
Basement Area	1,484 sqft
Unfinished Basement	370 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	P04800
Street Address	99 COMMONWEALTH AVE
City	LOWELL
State	MA
Zip	01852-5736
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TSF
Legal Block	1435
Legal Lot Number	99
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	1
Census Block	1022
Census Tract	312300

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	99 COMMONWEALTH AVE, LOWELL, MA 01852-5736
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NATIONSTAR MORTGAGE LLC
Jun 30, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage REPUBLIC STATE MORTGAGE CO
Aug 3, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MTG
Jul 12, 2019	Deed of Trust, Mortgage · Line of Credit ALIGN CU
Nov 17, 2017	Deed of Trust, Mortgage · Line of Credit ALIGN CU
Apr 19, 2017	Quit Claim Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2022 · Amount on Record
Deed Sale	Jun 30, 2022 · Amount on Record
Prior Sale	Apr 19, 2017 · Amount on Record
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	99 COMMONWEALTH AVE, LOWELL, MA 01852-5736
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000313056
Date	Sep 24, 2021
Instrument	313056

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Jun 30, 2022
Property Address	99 COMMONWEALTH AVE, LOWELL, MA 01852-5736
Document Number	0000316734
Instrument Date	Jun 30, 2022
Instrument	316734
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	99 COMMONWEALTH AVE, LOWELL, MA 01852-5736

Mortgage

Document Number	0000316735
Date	Jun 30, 2022
Instrument	316735

Lender

Name	REPUBLIC STATE MORTGAGE CO

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Aug 3, 2020
Property Address	99 COMMONWEALTH AVE, LOWELL, MA 01852-5736
Document Number	0000306322
Instrument Date	Jul 16, 2020
Instrument	306322
Transaction Type	Transfer
Record Updated	Aug 26, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	99 COMMONWEALTH AVE LOWELL MA 018525736, LOWELL, MA 01852-5736

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	99 COMMONWEALTH AVE, LOWELL, MA 01852-5736
Document Number	0000304440
Instrument Date	Mar 2, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 COMMONWEALTH AVE LOWELL MA 018525736, LOWELL, MA 01852-5736

Mortgage

Document Number	0000304440
Date	Mar 6, 2020
Instrument	304440

Lender

Name	NATIONSTAR MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	99 COMMONWEALTH AVE, LOWELL, MA 01852-5736
Document Number	0000301445
Instrument Date	Jul 12, 2019
Transaction Type	Mortgage
Record Updated	Aug 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 COMMONWEALTH AVE LOWELL MA 018525736, LOWELL, MA 01852-5736

Mortgage

Document Number	0000301445
Date	Jul 23, 2019
Instrument	301445

Lender

Name	ALIGN CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	99 COMMONWEALTH AVE, LOWELL, MA 01852-5736
Document Number	0000294400
Instrument Date	Nov 17, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000294400
Date	Dec 1, 2017
Instrument	294400

Lender

Name	ALIGN CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Apr 19, 2017
Property Address	99 COMMONWEALTH AVE, LOWELL, MA 01852-5736
Document Number	0000291424
Instrument Date	Apr 19, 2017
Instrument	291424
Transaction Type	Transfer
Record Updated	May 9, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,504.00
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 COMMONWEALTH AVE LOWELL MA 018525736, LOWELL, MA 01852-5736

Mortgage

Document Number	291425
Date	Apr 19, 2017
Instrument	291425

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 18, 2047

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,801.00 (+0.35%)	$599,200 (+1.51%) Land $239,800 Building $359,400	$583,887 (+1.17%)
2025	$6,777.00 (+5.64%)	$590,300 (+9.6%) Land $235,300 Building $355,000	$577,125 (-0.46%)
2024	$6,415.00 (+5.2%)	$538,600 (+9.69%) Land $220,000 Building $318,600	$579,785
2023	$6,098.00	$491,000 Land $191,300 Building $299,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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