76 Commonwealth Ave, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 76 Commonwealth Ave, Lowell, MA 01852

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,045 sqft · built 1950
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Nov 2000)
Tax Bill	$4,804 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Jul 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`K07020`

Property Details

APN / Parcel Number

Primary APN	`K07020`
Alternative APNs	`LOWE M:243 B:1435 L:76` `M:000243 T:K07020`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,045 sqft Living Area
Gross Area	1,578 sqft
1st Floor Area	810 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	K07020
Street Address	76 COMMONWEALTH AVE
City	LOWELL
State	MA
Zip	01852-5712
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TSF
Legal Block	1435
Legal Lot Number	76
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	1
Census Block	1024
Census Tract	312300

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	76 COMMONWEALTH AVE, LOWELL, MA 01852-5712
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Quit Claim Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Jul 9, 2020	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2000 · Amount on Record
Deed Sale	Nov 17, 2000 · Amount on Record
Prior Sale	Mar 12, 1998 · Amount on Record
Deed Book / Page	11178 / 196
Last Transfer Date	Aug 26, 2025
Transfer Doc	039743-198
Record Updated	Oct 29, 2026

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Dec 17, 2025
Property Address	76 COMMONWEALTH AVE, LOWELL, MA 01852-5712
Document Number	039743-198
Book / Page	39743 / 198
Instrument Date	Aug 26, 2025
Instrument	40816
Transaction Type	Transfer
Record Updated	Jan 7, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76 COMMONWEALTH AVE, LOWELL, MA 01852-5712

Mortgage

Document Number	0000040817
Date	Dec 17, 2025
Instrument	40817

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2041

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Jul 9, 2020
Property Address	76 COMMONWEALTH AVE, LOWELL, MA 01852-5712
Document Number	34339-198
Book / Page	34339 / 198
Instrument Date	Jul 3, 2020
Instrument	30768
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	76 COMMONWEALTH AVE, LOWELL, MA 01852-5712

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,804.00 (+4.12%)	$423,300 (+5.32%) Land $181,700 Building $241,600	$449,359 (+8.24%)
2025	$4,614.00 (+5.68%)	$401,900 (+9.63%) Land $178,400 Building $223,500	$415,150 (+8.95%)
2024	$4,366.00 (+5.41%)	$366,600 (+9.93%) Land $166,700 Building $199,900	$381,045
2023	$4,142.00	$333,500 Land $145,000 Building $188,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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