99 Co Rd 4, Howard, CO 81233 Property Records

Fremont County property record for 99 Co Rd 4, Howard, CO 81233

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,223 sqft · built 1903
Lot Size	0.941 acres (40,986 sqft)
Owner	Individual Name on Record
Tax Bill	$1,651 (2025)
Deeds & Mortgages	Mar 2019 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R027416`

Property Details

APN / Parcel Number

Primary APN	`R027416`
Alternative APN	`81000311`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,223 sqft Living Area
1st Floor Area	2,223 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1965
Architectural Style	Multi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	40,986 sqft (0.941 acres)

Exterior Amenities

Porch	Slab
Porch Area	497 sqft
Patio Area	189 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	R027416
Street Address	99 COUNTY ROAD 4
City	HOWARD
State	CO
Zip	81233-9606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A TR IN NW4NW4 SEC 2-48-10 DESC AS FOLLS: BEG AT THE S4 COR SEC 35-49-10;TH N 62 DEG 36W A DIST OF 145 FT; TH S 59 DEG W A DIST OF 165 FT TO TRUE POB WHICH IS ALSO THE NELY COR OF THAT CERTAIN PARCEL OF LD SOMETIMES KNOWN AS FREE METHDIST CHURCH TR;
Legal Range	10
Legal Township	48
Legal Section	02
Legal Subdivision	M & B OR UNKNOWN
Legal Tract	130,1N,TH
Jurisdiction	FREMONT CO
Township / Civil Division	COTOPAXI
Census Block Group	3
Census Block	3105
Census Tract	979001

Owner

Source: Fremont County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	99 COUNTY ROAD 4, HOWARD, CO 81233-9606
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2019	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Jul 21, 2020	Deed of Trust, Mortgage · VA Mortgage MAGNOLIA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREMONT CO
Property Address	99 COUNTY ROAD 4, HOWARD, CO 81233-9606
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000971390
Date	Mar 7, 2019
Instrument	971390

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREMONT CO
Property Address	99 COUNTY ROAD 4, HOWARD, CO 81233-9606
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000988206
Date	Jul 21, 2020
Instrument	988206

Lender

Name	MAGNOLIA BANK
Type	Bank
Address	CAMPBELLSVILLE, KY 42718

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Fremont County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Fremont County
Unified School District	Fremont RE-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,651.00 (+33.79%)	$31,431 (+2.94%)	$502,899 (+10.36%)
2024	$1,234.00 (-1.59%)	$30,532 (+22.92%)
2023	$1,254.00 (+14.84%)	$24,838 (+9.07%)	$455,708 (+39.08%)
2022	$1,092.00	$22,773	$327,667

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 67% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNTAIN VISTA VILLAGE private · serves 100 people · EPA ID CO0108600
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Hilltop Broadband Fixed Wireless	50 / 15

May also be available: CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

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