Fremont County property record for 356 Co Rd 4, Howard, CO 81233
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,835 sqft · built 1895 |
| Lot Size | 11.1 acres (486,565 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,705 (2025) |
| Deeds & Mortgages | Apr 2018 Line of Credit |
| Flood Zone | Zone A (high risk) |
| APN | R027436 |
| Primary APN | R027436 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,835 sqft Living Area |
| Gross Area | 3,216 sqft |
| 1st Floor Area | 1,835 sqft |
| Basement Area | 741 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1895 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 486,565 sqft (11.1 acres) |
| Garage Type | Attached |
| Garage Area | 640 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 810 sqft |
| Heating System | Space Heater |
|---|
| Account Number | R027436 |
|---|---|
| Street Address | 356 COUNTY ROAD 4 |
| City | HOWARD |
| State | CO |
| Zip | 81233-9609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IN W2NW4 BEG 891 FT N OF SW COR; TH S 89 DEG E 594 FT; TH N 79 DEG E 450 FT TO CTR ARK RIVER; TH NLY ON CTR OF RIVER 105 FT; TH N 28 DEG 30W 864 FT ON THE CTR OF RIVER TO FLINT CREEK RD BRIDGE; TH S 68 DEG W ALG CTR OF RD 220 FT; TH S 56 DEG W 175 FT |
| Legal Range | 10 |
| Legal Township | 48 |
| Legal Section | 02 |
| Legal Subdivision | FT ON THE CTR OF RIVER TO FLINT CREEK |
| Legal Tract | 150 |
| Jurisdiction | FREMONT CO |
| Township / Civil Division | COTOPAXI |
| Census Block Group | 3 |
| Census Block | 3129 |
| Census Tract | 979001 |
356 Co Rd 4 is owned and occupied by two individuals.
Source: Fremont County records, as of August 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 356 COUNTY ROAD 4, HOWARD, CO 81233-9609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREMONT CO |
| Property Address | 356 COUNTY ROAD 4, HOWARD, CO 81233-9609 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0000960302 |
|---|---|
| Date | Apr 2, 2018 |
| Instrument | 960302 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Lending Institution |
| Address | HOWARD, CO 81233 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Mar 19, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 356 Co Rd 4 was $4,705, up 20.1% from the year before.
Source: Fremont County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Fremont County |
| Unified School District | Fremont RE-3 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,705.00 (+20.12%) | $94,480 (+14.47%) | $650,758 |
| 2024 | $3,917.00 (+10.06%) | $82,538 (+17.1%) | |
| 2023 | $3,559.00 (-13.11%) | $70,483 (-17.47%) | $566,046 (+10.21%) |
| 2022 | $4,096.00 | $85,405 | $513,587 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 356 Co Rd 4 in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 356 Co Rd 4 is moderate, ranking above 61% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 48% of Colorado |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Hilltop Broadband Fixed Wireless | 50 / 15 |
5G (outdoors only) and 4G LTE
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