St. Johns County property record for 99 Cherry Laurel Pl, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,770 sqft · built 2018 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $397,406 (Apr 2018) |
| Tax Bill | $8,966 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Apr 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 000708-0440 |
| Primary APN | 000708-0440 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,770 sqft Living Area |
| Gross Area | 3,652 sqft |
| 1st Floor Area | 2,770 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Attached |
| Garage Area | 702 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished Screened Porch |
| Porch Area | 306 sqft |
| Patio Area | 108 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 99 CHERRY LAUREL PL |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-8687 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 69/100-107 RIVERTOWN LAKES UNIT 1 LOT 44 OR4526/1962 |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 39 |
| Legal Subdivision | RIVERTOWN LAKES UNIT 1 |
| Legal Block | 1 |
| Legal Lot Number | 44 |
| Legal Unit | 1 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 20807 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 99 CHERRY LAUREL PL, SAINT JOHNS, FL 32259-8687 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 5, 2018 | Special Warranty Deed, Transfer · ARM MATTAMY HOME FUNDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 5, 2018 · Amount on Record |
| Deed Sale | Apr 5, 2018 · Amount on Record |
| Deed Document Number | 201822619 |
| Deed Book / Page | 4526 / 1962 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 99 CHERRY LAUREL PL, SAINT JOHNS, FL 32259-8687 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2021 |
| Name | Verified Name |
|---|---|
| Address | 99 CHERRY LAUREL PL, SAINT JOHNS, FL 32259-8687 |
| Document Number | 0053950543 |
|---|---|
| Date | Oct 15, 2021 |
| Book Page | 5395/543 |
| Instrument | 2021112785 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 5, 2018 |
| Property Address | 99 CHERRY LAUREL PL, SAINT JOHNS, FL 32259-8687 |
| Document Number | 0045261962 |
| Book / Page | 4526 / 1962 |
| Map Reference | MB69 PG100-107 |
| Instrument Date | Mar 29, 2018 |
| Instrument | 2018022619 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | SHEFFIELD & BOATRIGHT TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7800 BELFORT PKWY, 7800, JACKSONVILLE, FL 32256-6941 |
| Name | Verified Name |
|---|---|
| Address | 99 CHERRY LAUREL PL, SAINT JOHNS, FL 32259-8687 |
| Investor | Possibly a Property Investor |
| Document Number | 2018022620 |
|---|---|
| Date | Apr 5, 2018 |
| Instrument | 2018022620 |
| Name | MATTAMY HOME FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Apr 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9.25% |
| Index | 1-Year LIBOR |
| Max Rate | 9.25% |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $397,448 (+2.7%) | $564,675 (-1.86%) Land $155,000 Building $409,675 | |
| 2025 | $8,966.00 (+9.53%) Homeowner's exemption | $386,999 (+2.9%) | $575,361 (+5.78%) Land $145,000 Building $430,361 |
| 2024 | $8,186.00 (+2.18%) Homeowner's exemption | $376,092 (+3%) | $543,916 (+1.06%) Land $150,000 Building $393,916 |
| 2023 | $8,011.00 (+1.78%) Homeowner's exemption | $365,138 (+3%) | $538,186 (+19.01%) Land $150,000 Building $388,186 |
| 2022 | $7,871.00 Homeowner's exemption | $354,503 | $452,238 Land $123,200 Building $329,038 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 189 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 189 in force |
| Nearby Flood Claims | 4 (1997–2017) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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