85 Cherry Laurel Pl, Saint Johns, FL 32259 Property Records

St. Johns County property record for 85 Cherry Laurel Pl, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,749 sqft · built 2019
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$428,894 (Jul 2019)
Tax Bill	$9,037 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000708-0430`

Property Details

APN / Parcel Number

Primary APN	`000708-0430`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,749 sqft Living Area
Gross Area	3,451 sqft
1st Floor Area	2,749 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	702 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	330 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	85 CHERRY LAUREL PL
City	SAINT JOHNS
State	FL
Zip	32259-8687
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	69/100-107 RIVERTOWN LAKES UNIT 1 LOT 43 OR4765/1305
Legal Range	27E
Legal Township	05S
Legal Section	39
Legal Subdivision	RIVERTOWN LAKES UNIT 1
Legal Block	1
Legal Lot Number	43
Legal Unit	1
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	1
Census Block	1031
Census Tract	20807

Owner

Source: St. Johns County records · APN 000708-0430

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	85 CHERRY LAUREL PL, SAINT JOHNS, FL 32259-8687
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 25, 2019 · Amount on Record
Deed Sale	Jul 25, 2019 · Amount on Record
Deed Document Number	201953804
Deed Book / Page	4765 / 1305
Record Updated	Jun 08, 2026

July 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 25, 2019
Property Address	85 CHERRY LAUREL PL, SAINT JOHNS, FL 32259-8687
Document Number	0047651305
Book / Page	4765 / 1305
Map Reference	MB 69 PG 100-107
Instrument Date	Jul 19, 2019
Instrument	2019053804
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	SHEFFIELD & BOATRIGHT TTL SV

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,002.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7800 BELFORT PKWY, 7800, JACKSONVILLE, FL 32256-6941

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 CHERRY LAUREL PL, SAINT JOHNS, FL 32259-8687

Mortgage

Document Number	0047651306
Date	Jul 25, 2019
Instrument	4765/1306

Lender

Name	MATTAMY HOME FUNDING LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2049

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$402,849 (+2.7%)	$563,407 (-1.84%) Land $155,000 Building $408,407
2025	$9,037.00 (+9.54%) Homeowner's exemption	$392,258 (+5.99%)	$573,983 (+7.68%) Land $145,000 Building $428,983
2024	$8,250.00 (+2.18%)
2023	$8,074.00 (+1.79%) Homeowner's exemption	$370,100 (+3%)	$533,034 (+18.77%) Land $150,000 Building $383,034
2022	$7,932.00 Homeowner's exemption	$359,320	$448,779 Land $123,200 Building $325,579

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 189 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	189 in force
Nearby Flood Claims	4 (1997–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma

Wildfire

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 305 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	JEA MAJOR GRID serves 826,664 people
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.