99 Cape Pointe Dr, Moneta, VA 24121 Property Records

Franklin County property record for 99 Cape Pointe Dr, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,436 sqft · built 2000
Lot Size	0.851 acres (37,070 sqft)
Owner	2 Company Names on Record
Last Sale	$925,000 (Dec 2020)
Tax Bill	$5,357 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`047 13-016 00`

Property Details

APN / Parcel Number

Primary APN	`047 13-016 00`
Alternative APN	`36424`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,436 sqft Living Area
Gross Area	5,590 sqft
1st Floor Area	1,626 sqft
Basement Area	1,436 sqft
Finished Basement	1,292 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2009
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	37,070 sqft (0.851 acres)
Terrain	Rolling
Garage Area	576 sqft
Driveway	Concrete Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	736 sqft
Deck Area	292 sqft
Patio Area	292 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	36424
Street Address	99 CAPE POINTE DR
City	MONETA
State	VA
Zip	24121-5371
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	THE CAPE LOT 16
Legal Subdivision	THE CAP
Legal Lot Number	16
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	1
Census Block	1000
Census Tract	20103

Owner

Source: Franklin County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	99 CAPE POINTE DR, MONETA, VA 24121-5371
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2019	Warranty Deed, Transfer BRANCH BANKING & TR CO
Mar 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2020 · Amount on Record
Deed Sale	Dec 7, 2020 · Amount on Record
Prior Sale	Aug 22, 2019 · Amount on Record
Deed Document Number	202010080
Deed Book / Page	1152 / 1980
Last Transfer Date	Mar 10, 2025
Transfer Doc	0000001618
Record Updated	Sep 20, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN VA
Recording Date	Aug 22, 2019
Property Address	99 CAPE POINTE DR, MONETA, VA 24121-5371
Document Number	0011260500
Book / Page	001126 / 000500
Instrument Date	Aug 9, 2019
Instrument	5152
Transaction Type	Transfer
Record Updated	Oct 1, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$635.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6328 POPLAR FOREST DR SUMMERFIELD NC 273589339, SUMMERFIELD, NC 27358-9339

Mortgage

Document Number	11260504
Date	Aug 22, 2019
Book Page	001126/000504
Instrument	5153

Lender

Name	BRANCH BANKING & TR CO

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Aug 21, 2034

Interest

Rate Type	Fixed Rate

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	99 CAPE POINTE DR, MONETA, VA 24121-5371
Document Number	0011060206
Instrument Date	Mar 22, 2018
Transaction Type	Mortgage
Record Updated	Apr 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0011060206
Date	Mar 23, 2018
Book Page	001106/000206
Instrument	1765

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,357.00 (+28.93%)	$1,246,000 (+82.91%) Land $222,000 Building $1,024,000	$1,246,000 (+82.91%) Land $222,000 Building $1,024,000
2023	$4,155.00	$681,200 (-) Land $215,000 Building $466,200	$681,200 (-) Land $215,000 Building $466,200
2022		$681,200 Land $215,000 Building $466,200	$681,200 Land $215,000 Building $466,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2012–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Nov 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
ZiTEL Fiber	960 / 960

May also be available: SMLW Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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