103 Cape Pointe Dr, Moneta, VA 24121 Property Records

Franklin County property record for 103 Cape Pointe Dr, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,825 sqft · built 2010
Lot Size	0.806 acres (35,109 sqft)
Owner	2 Trust Names on File
Last Sale	$2,050,000 (Aug 2021)
Tax Bill	$9,701 (2025)
Deeds & Mortgages	Apr 2026 Transfer Aug 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`047 13-017 00`

Property Details

APN / Parcel Number

Primary APN	`047 13-017 00`
Alternative APN	`36425`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,825 sqft Living Area
Gross Area	8,006 sqft
1st Floor Area	3,285 sqft
Basement Area	2,444 sqft
Finished Basement	1,585 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2016
Exterior Material	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	35,109 sqft (0.806 acres)
Terrain	Rolling
Garage Area	1,080 sqft
Driveway	Concrete Driveway
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	739 sqft
Deck Area	178 sqft
Patio Area	178 sqft
Storage Building	Storage Building
Boat Access	Boat Access
Boat House	432 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	36425
Street Address	103 CAPE POINTE DR
City	MONETA
State	VA
Zip	24121-5356
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	THE CAPE LOT 17
Legal Subdivision	THE CAP
Legal Lot Number	17
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	1
Census Block	1000
Census Tract	20103

Owner

103 Cape Pointe Dr is held in a trust since April 2026.

Source: Franklin County records, as of September 15, 2026

Owner of Record	2 Trust Names on File
Mailing Address	11515 FAWN LAKE PKWY, SPOTSYLVANIA, VA 22551-4672
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Gift Deed, Transfer NONE LISTED ON DOCUMENT
Aug 11, 2021	Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2021 · Amount on File
Deed Sale	Aug 11, 2021 · Amount on File
Prior Sale	May 28, 2009
Deed Document Number	20217499
Deed Book / Page	1168 / 388
Last Transfer Date	Apr 7, 2026
Transfer Doc	0000002175
Record Updated	Oct 29, 2026

April 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	FRANKLIN VA
Recording Date	Apr 8, 2026
Property Address	103 CAPE POINTE DR, MONETA, VA 24121-5356
Document Number	0000002175
Book / Page	1243 / 1654
Instrument Date	Apr 7, 2026
Instrument	20262175
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	11515 FAWN LAKE PKWY, SPOTSYLVANIA, VA 22551-4672

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Aug 11, 2021
Property Address	103 CAPE POINTE DR, MONETA, VA 24121-5356
Document Number	0011680388
Book / Page	1168 / 388
Map Reference	DOC 120008917
Instrument Date	Aug 9, 2021
Instrument	210007499
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$2,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11515 FAWN LAKE PKWY, SPOTSYLVANIA, VA 22551-4672

Tax Assessment & Valuation

The 2025 property tax bill for 103 Cape Pointe Dr was $9,701.

Source: Franklin County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,701.00	$2,256,100 Land $392,000 Building $1,864,100	$2,256,100 Land $392,000 Building $1,864,100
2023	$6,822.00	$1,118,400 (-) Land $305,000 Building $813,400	$1,118,400 (-) Land $305,000 Building $813,400
2022		$1,118,400 Land $305,000 Building $813,400	$1,118,400 Land $305,000 Building $813,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Cape Pointe Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2012–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Nov 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Cape Pointe Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
ZiTEL Fiber	960 / 960

May also be available: SMLW Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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