99 Bluff Ln, Palmyra, VA 22963 Property Records

Fluvanna County property record for 99 Bluff Ln, Palmyra, VA 22963 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 2014
Square Footage	2,492 sqft Living Area
Lot Size	435,600 sqft (10 acres)
Garage	1,468 sqft
Occupancy	Owner Occupied
Tax Bill	$5,248.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`9 10 3`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	7 Rooms
Building Area	2,492 sqft Living Area
Gross Area	7,100 sqft Gross Area
1st Floor	1,760 sqft 1st Floor
Basement Area	2,240 sqft Basement
Finished Basement	665 sqft Finished
Stories	1 Stories
Primary Flooring	Softwood Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2014
Exterior Material	Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	435,600 sqft (10 acres)
Parking Spaces	4 Parking Spaces
Garage Area	1,468 sqft Garage

Exterior Amenities

Shed	1 Shed
Deck Area	692 sqft Deck
Patio Area	944 sqft Patio
Porch	Porch
Porch Area	328 sqft Porch
Topography	Rolling Topography

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Street Address	99 BLUFF LN
City	PALMYRA
State	VA
Zip	22963-6202
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	DB 389-386 AC 10.0 RIVER RUN
Legal Subdivision	RIVER RUN
Legal Block	3
Jurisdiction	FLUVANNA VA
Minor Civil Division	PALMYRA
Census Blockgroup	1
Census Block	1015
Census Tract	20104

Owner

Source: Fluvanna County records · APN 9 10 3

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	99 BLUFF LN, PALMYRA, VA 22963-6202
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Sep 20, 2026

Tax Assessment & Valuation

Source: Fluvanna County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$695,164 (-) Land $71,600 Building $623,564	$695,164 (-) Land $71,600 Building $623,564
2025	$5,248.00 (-0.79%)	$695,164 (+10.91%) Land $71,600 Building $623,564	$695,164 (+10.91%) Land $71,600 Building $623,564
2023		$626,800 Land $86,000 Building $540,800	$626,800 Land $86,000 Building $540,800
2022	$5,290.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fluvanna County (51065C), updated March 25, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.