Fluvanna County property record for 123 Bluff Ln, Palmyra, VA 22963
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,146 sqft · built 2001 |
| Lot Size | 12.9 acres (565,147 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,645 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 9 10 4 |
| Primary APN | 9 10 4 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,146 sqft Living Area |
| Gross Area | 3,546 sqft |
| 1st Floor Area | 2,128 sqft |
| Basement Area | 1,064 sqft |
| Finished Basement | 1,064 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 565,147 sqft (12.9 acres) |
| Terrain | Rolling |
| Garage Type | Built-in |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 288 sqft |
| Deck Area | 48 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 123 BLUFF LN |
|---|---|
| City | PALMYRA |
| State | VA |
| Zip | 22963-6203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 |
| Legal Description | DB 608-168 AC 12.974 RIVER RUN |
| Legal Subdivision | RIVER RUN |
| Legal Block | 4 |
| Jurisdiction | FLUVANNA VA |
| Township / Civil Division | PALMYRA |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 20104 |
Source: Fluvanna County records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 123 BLUFF LN, PALMYRA, VA 22963-6203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Fluvanna County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $615,300 (-) Land $99,400 Building $515,900 | $615,300 (-) Land $99,400 Building $515,900 | |
| 2025 | $4,645.00 (+15.81%) | $615,300 (+29.46%) Land $99,400 Building $515,900 | $615,300 (+29.46%) Land $99,400 Building $515,900 |
| 2023 | $475,300 Land $99,400 Building $375,900 | $475,300 Land $99,400 Building $375,900 | |
| 2022 | $4,011.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Brightspeed, Firefly Fiber Broadband.
5G (outdoors only) and 4G LTE
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