99 Beech St, Lowell, MA 01850 Property Records

Middlesex County and Lowell City property record for 99 Beech St, Lowell, MA 01850 · Last verified August 2026

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,686 sqft · built 1900
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$155,500 (Mar 2010)
Tax Bill	$6,289 (2025)
Deeds & Mortgages	Apr 2021 Refinance Apr 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`K02020`

Property Details

APN / Parcel Number

Primary APN	`K02020`
Alternative APNs	`LOWE M:196 B:475 L:99` `M:000196 T:K02020`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,686 sqft Living Area
Gross Area	4,434 sqft
1st Floor Area	1,080 sqft
Basement Area	1,056 sqft
Unfinished Basement	1,056 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	K02020
Street Address	99 BEECH ST
City	LOWELL
State	MA
Zip	01850-2125
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Subdivision	PLAN 4023-A
Legal Block	475
Legal Lot Number	99
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	4
Census Block	4003
Census Tract	310200

Owner

Source: Middlesex County and Lowell City records · APN K02020

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	99 BEECH ST, LOWELL, MA 01850-2125
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BAY EQUITY LLC
Apr 13, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BAY EQUITY LLC
Jan 10, 2020	Deed of Trust, Mortgage · Conventional with PMI BAY EQUITY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 02, 2010 · Amount on Record
Deed Sale	Mar 02, 2010 · Amount on Record
Prior Sale	Apr 16, 1993 · Amount on Record
Deed Book / Page	203 / 93
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	99 BEECH ST, LOWELL, MA 01850-2125
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000310447
Date	Apr 13, 2021
Instrument	310447

Lender

Name	BAY EQUITY LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	May 01, 2046

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	99 BEECH ST, LOWELL, MA 01850-2125
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	310447
Date	Apr 13, 2021
Instrument	310447

Lender

Name	BAY EQUITY LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	May 01, 2046

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	99 BEECH ST, LOWELL, MA 01850-2125
Document Number	0000303705
Instrument Date	Jan 10, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 BEECH ST LOWELL MA 018502125, LOWELL, MA 01850-2125

Mortgage

Document Number	0000303705
Date	Jan 13, 2020
Instrument	303705

Lender

Name	BAY EQUITY
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 12, 2050

Tax Assessment & Valuation

Source: Middlesex County and Lowell City records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$6,289.00 (+7.52%)	$547,800 (+11.55%) Land $137,000 Building $410,800
2024	$5,849.00 (+7.62%)	$491,100 (+12.23%) Land $128,100 Building $363,000
2023	$5,435.00	$437,600 Land $111,400 Building $326,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 1,079 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
Verizon	Fiber	980 / 880
AT&T	Fixed Wireless	100 / 20

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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