106 Beech St, Lowell, MA 01850 Property Records

Middlesex County and Lowell City property record for 106 Beech St, Lowell, MA 01850

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,797 sqft · built 1910
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on Record
Last Sale	$333,000 (Nov 2019)
Tax Bill	$5,409 (2026)
Deeds & Mortgages	Nov 2019 Sale & Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`L10860`

Property Details

APN / Parcel Number

Primary APN	`L10860`
Alternative APNs	`LOWE M:196 B:475 L:106` `M:000196 T:L10860`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,797 sqft Living Area
Gross Area	3,459 sqft
1st Floor Area	1,293 sqft
Attic	Attic
Attic Area	280 sqft
Basement Area	885 sqft
Unfinished Basement	885 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	L10860
Street Address	106 BEECH ST
City	LOWELL
State	MA
Zip	01850-2165
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TTF
Legal Block	475
Legal Lot Number	106
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	4
Census Block	4004
Census Tract	310200

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	106 BEECH ST, LOWELL, MA 01850-2165
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2019	Quit Claim Deed, Transfer · FHA Mortgage ROSS MTG CO INC
Nov 9, 2017	Quit Claim Deed, Transfer · FHA Mortgage MERRIMACK MTG CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2019 · Amount on Record
Deed Sale	Nov 12, 2019 · Amount on Record
Prior Sale	Nov 9, 2017 · Amount on Record
Deed Document Number	201950017
Deed Book / Page	33547 / 32
Prior Transfer Date	Nov 5, 2019
Prior Transfer Doc	33547-32
Record Updated	Oct 29, 2026

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Nov 12, 2019
Property Address	106 BEECH ST, LOWELL, MA 01850-2165
Document Number	33547-32
Book / Page	033547 / 000032
Instrument Date	Nov 5, 2019
Instrument	50017
Transaction Type	Transfer
Record Updated	Nov 26, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,518.48
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	106 BEECH ST LOWELL MA 018502165, LOWELL, MA 01850-2165

Mortgage

Document Number	33547-35
Date	Nov 12, 2019
Book Page	033547/000035
Instrument	50018

Lender

Name	ROSS MTG CO INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 11, 2049

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Nov 9, 2017
Property Address	106 BEECH ST, LOWELL, MA 01850-2165
Document Number	31626-292
Book / Page	31626 / 292
Instrument	50224
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$29.72
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 BEECH ST, LOWELL, MA 01850-2165

Mortgage

Document Number	316270001
Date	Nov 9, 2017
Instrument	31627/0001

Lender

Name	MERRIMACK MTG CO

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 9, 2047

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,409.00 (+6.46%)	$476,600 (+7.68%) Land $137,400 Building $339,200	$511,074 (+15.2%)
2025	$5,081.00 (+2.48%)	$442,600 (+6.32%) Land $128,400 Building $314,200	$443,650 (+4.36%)
2024	$4,958.00 (+5.83%)	$416,300 (+10.37%) Land $120,000 Building $296,300	$425,125
2023	$4,685.00	$377,200 Land $104,400 Building $272,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,079 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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