99 Arthur Rd, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 99 Arthur Rd, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 905 sqft · built 1950
Lot Size	0.142 acres (6,186 sqft)
Owner	Individual Name on Record
Last Sale	$470,000 (Jan 2018)
Tax Bill	$6,901 (2025)
Deeds & Mortgages	Jan 2022 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`016-434-05`

Property Details

APN / Parcel Number

Primary APN	`016-434-05`
Alternative APN	`016-434-05-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	905 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,186 sqft (0.142 acres)

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	99 ARTHUR RD
City	WATSONVILLE
State	CA
Zip	95076-2631
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MURPHY 87
Legal Lot Number	42
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	2
Census Block	2004
Census Tract	110503

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	99 ARTHUR RD, WATSONVILLE, CA 95076-2631
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
May 28, 2020	Deed of Trust, Mortgage · FHA Mortgage STEARNS LENDING LLC
Jan 26, 2018	Grant Deed, Transfer · FHA Mortgage ONY GLO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 2018 · Amount on Record
Deed Sale	Jan 26, 2018 · Amount on Record
Deed Document Number	20182523
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	99 ARTHUR RD, WATSONVILLE, CA 95076-2631
Transaction Type	Mortgage
Record Updated	Jan 18, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 ARTHUR RD, WATSONVILLE, CA 95076-2631

Mortgage

Document Number	0000000434
Date	Jan 5, 2022
Instrument	2022-0000434

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	99 ARTHUR RD, WATSONVILLE, CA 95076-2631
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018350
Date	May 28, 2020
Instrument	2020-0018350

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 26, 2018
Property Address	99 ARTHUR RD, WATSONVILLE, CA 95076-2631
Document Number	0000002523
Map Reference	MB 29 PG 37
Instrument Date	Jan 22, 2018
Instrument	2018-0002523
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	CHICAGO TITLE COMPANY SALIN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	99 ARTHUR RD, WATSONVILLE, CA 95076-2631

Mortgage

Document Number	0000002524
Date	Jan 26, 2018
Instrument	2018-0002524

Lender

Name	ONY GLO INC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Mortgage

Document Number	0000002526
Date	Jan 26, 2018
Instrument	2018-0002526

Lender

Name	ONY GLO INC
Type	Non-Lending Institution
Address	LOS ANGELES, CA 90010

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Watsonville City
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$545,475 (+2%) Land $327,285 Building $218,190
2025	$6,901.00 (+13.22%)	$534,780 (+4.04%) Land $320,868 Building $213,912
2023	$6,095.00 (+1.77%)	$514,013 Land $308,408 Building $205,605	$500,040
2022	$5,989.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, T-Mobile, Verizon, Xfinity.

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