99 Andover St, Georgetown, MA 01833 Property Records

Essex County and Georgetown Town property record for 99 Andover St, Georgetown, MA 01833

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,338 sqft · built 1950
Lot Size	0.33 acres (14,374 sqft)
Owner	Individual Name on Record
Last Sale	$680,000 (Feb 2023)
Tax Bill	$8,886 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Feb 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`GEOR M:00021 B:00000 L:00096`

Property Details

APN / Parcel Number

Primary APN	`GEOR M:00021 B:00000 L:00096`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,338 sqft Living Area
Gross Area	3,821 sqft
Basement Area	1,271 sqft
Unfinished Basement	1,271 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,374 sqft (0.33 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	99 ANDOVER ST
City	GEORGETOWN
State	MA
Zip	01833-1952
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Lot Number	96
Jurisdiction	GEORGETOWN MA
Township / Civil Division	GEORGETOWN
Census Block Group	3
Census Block	3005
Census Tract	265101

Owner

Source: Essex County and Georgetown Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	99 ANDOVER ST, GEORGETOWN, MA 01833-1952
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Deed of Trust, Mortgage · Line of Credit
Feb 15, 2023	Quit Claim Deed, Transfer
Jan 9, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance CAMBRIDGE SAVINGS BANK
Apr 2, 2021	Fiduciary Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2023 · Amount on Record
Deed Sale	Feb 15, 2023 · Amount on Record
Prior Sale	Apr 2, 2021 · Amount on Record
Deed Document Number	20231510
Deed Book / Page	41439 / 67
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN MA
Recording Date	Aug 11, 2026
Property Address	99 ANDOVER ST, GEORGETOWN, MA 01833-1952
Document Number	0000000830
Book / Page	43562 / 404
Instrument Date	Jul 30, 2026
Instrument	2026830
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 ANDOVER ST, GEORGETOWN, MA 01833-1952

Mortgage

Document Number	0000000830,
Date	Aug 11, 2026
Book Page	43562/404
Instrument	2026830

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

February 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GEORGETOWN MA
Recording Date	Feb 15, 2023
Property Address	99 ANDOVER ST, GEORGETOWN, MA 01833-1952
Document Number	0041439-67
Book / Page	41439 / 67
Instrument Date	Feb 14, 2023
Instrument	20230215001510
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	99 ANDOVER ST, GEORGETOWN, MA 01833-1952

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN MA
Property Address	99 ANDOVER ST, GEORGETOWN, MA 01833-1952
Transaction Type	Mortgage
Record Updated	Jan 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041390-314
Date	Jan 9, 2023
Book Page	41390/314
Instrument	20230109000330

Lender

Name	CAMBRIDGE SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

April 2021: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	GEORGETOWN MA
Recording Date	Apr 2, 2021
Property Address	99 ANDOVER ST, GEORGETOWN, MA 01833-1952
Document Number	39723-103
Book / Page	39723 / 103
Instrument Date	Mar 26, 2021
Instrument	20210402000960
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 ROWE ST # 322, 322, STONEHAM, MA 02180-3526

Tax Assessment & Valuation

Source: Essex County and Georgetown Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Georgetown Town
Unified School District	Georgetown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,886.00 (+24.4%)	$645,800 (-) Land $232,100 Building $413,700	$681,332 (-9.75%)
2025	$7,143.00 (-15.42%)	$645,800 (-4.03%) Land $232,100 Building $413,700	$754,965
2024	$8,445.00 (+30.63%)	$672,900 (+35.09%) Land $160,100 Building $512,800
2023	$6,465.00	$498,100 Land $160,100 Building $338,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	11 (1996–2010)
Claims Outside the SFHA	5 of 11
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims Severe Storms And Flooding, May 2006 · 5 claims Extreme Weather Conditons And Flooding, Oct 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN WATER DEPARTMENT serves 8,766 people · EPA ID MA3105000
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2025 Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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