86 Andover St, Georgetown, MA 01833 Property Records

Essex County and Georgetown Town property record for 86 Andover St, Georgetown, MA 01833

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,264 sqft · built 1950
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$196,000 (Nov 1998)
Tax Bill	$8,123 (2026)
Deeds & Mortgages	Dec 2023 Refinance Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`GEOR M:0005A B:00000 L:00007`

Property Details

APN / Parcel Number

Primary APN	`GEOR M:0005A B:00000 L:00007`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,264 sqft Living Area
Gross Area	4,288 sqft
Basement Area	1,152 sqft
Unfinished Basement	1,152 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	86 ANDOVER ST
City	GEORGETOWN
State	MA
Zip	01833-1907
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Subdivision	GEORGETOWN
Legal Lot Number	7
Jurisdiction	GEORGETOWN MA
Township / Civil Division	GEORGETOWN
Census Block Group	4
Census Block	4010
Census Tract	265101

Owner

86 Andover St is owned and occupied by an individual who acquired it in December 2023.

Source: Essex County and Georgetown Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	86 ANDOVER ST, GEORGETOWN, MA 01833-1907
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2023	Quit Claim Deed, Transfer · Stand-Alone Refinance JPMORGAN CHASE BANK NA
Aug 12, 2020	Deed of Trust, Mortgage · Balloon Mortgage DIGITAL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 25, 1998 · Amount on File
Deed Sale	Nov 25, 1998 · Amount on File
Prior Sale	Jun 28, 1996 · Amount on File
Last Transfer Date	Dec 15, 2023
Transfer Doc	041920-358
Record Updated	Oct 29, 2026

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GEORGETOWN MA
Recording Date	Dec 21, 2023
Property Address	86 ANDOVER ST, GEORGETOWN, MA 01833-1907
Document Number	041920-355
Book / Page	41920 / 355
Instrument Date	Dec 15, 2023
Instrument	20231221002180
Transaction Type	Transfer
Record Updated	Jan 5, 2024
Title Company	MISC COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 ANDOVER ST, GEORGETOWN, MA 01833-1907

Mortgage

Document Number	041920-358
Date	Dec 21, 2023
Book Page	41920/358
Instrument	20231221002190

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN MA
Property Address	86 ANDOVER ST, GEORGETOWN, MA 01833-1907
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38813-268
Date	Aug 12, 2020
Book Page	38813/268
Instrument	20200812001790

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	481 Months
Due	Sep 1, 2060

Tax Assessment & Valuation

The 2026 property tax bill for 86 Andover St was $8,123, up 24.4% from the year before.

Source: Essex County and Georgetown Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Georgetown Town
Unified School District	Georgetown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,123.00 (+24.41%)	$590,300 (-) Land $227,700 Building $362,600	$695,705 (-4.98%)
2025	$6,529.00 (+7.17%)	$590,300 (+21.61%) Land $227,700 Building $362,600	$732,165
2024	$6,092.00 (-2.99%)	$485,400 (+0.33%) Land $157,000 Building $328,400
2023	$6,280.00	$483,800 Land $157,000 Building $326,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 86 Andover St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 86 Andover St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN WATER DEPARTMENT serves 8,766 people · EPA ID MA3105000
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2025 Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Andover St

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