Polk County property record for 99 Alachua Dr, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,784 sqft · built 1975 |
| Lot Size | 0.343 acres (14,959 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $154,900 (Mar 2015) |
| Tax Bill | $1,668 (2025) |
| Deeds & Mortgages | Feb 2024 Second Mortgage Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-34-662000-000930 |
| Primary APN | 26-28-34-662000-000930 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,784 sqft Living Area |
| Gross Area | 2,323 sqft |
| 1st Floor Area | 1,784 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 14,959 sqft (0.343 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 539 sqft |
| Pool Type | Enclosed Pool |
|---|---|
| Pool Area | 450 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 50 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|
| Street Address | 99 ALACHUA DR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-1408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | ELOISE WOODS LAKE MARIAM UNIT PB 17 PG 49 49A 49B LOTS 93 & E 40 FT OF 94 BEING LOT 364 OF UNREC VALENCIA WOOD |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 34 |
| Legal Subdivision | ELOISE WOODS LAKE MARIAM UNIT |
| Legal Tract | 662000 |
| Legal Block | 1 |
| Legal Lot Number | 93,36 |
| Legal Unit | PB |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 13902 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 99 ALACHUA DR, WINTER HAVEN, FL 33884-1408 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 6, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ACHIEVA CU |
| Nov 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Jun 7, 2018 | Deed of Trust, Mortgage · FHA Mortgage NEW PENN FIN'L LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 19, 2015 · Amount on Record |
| Deed Sale | Mar 19, 2015 · Amount on Record |
| Prior Sale | Aug 25, 1998 · Amount on Record |
| Deed Document Number | 201549506 |
| Deed Book / Page | 9479 / 1969 |
| Transfer Doc | 4942000907 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 99 ALACHUA DR, WINTER HAVEN, FL 33884-1408 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2115 COLLIER PKWY, LAND O LAKES, FL 34639-5286 |
| Document Number | 0000028906 |
|---|---|
| Date | Feb 6, 2024 |
| Book Page | 12998/861 |
| Instrument | 2024028906 |
| Name | ACHIEVA CU |
|---|---|
| Type | Credit Union |
| Address | DUNEDIN, FL 34698 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 99 ALACHUA DR, WINTER HAVEN, FL 33884-1408 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2024 |
| Name | Verified Name |
|---|---|
| Address | 99 ALACMUA DRIVE, WINTER HAVEN, FL 33884-1408 |
| Document Number | 0000283910 |
|---|---|
| Date | Nov 1, 2021 |
| Book Page | 11961/393 |
| Instrument | 2021283910 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 264 Months |
| Due | Nov 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 99 ALACHUA DR, WINTER HAVEN, FL 33884-1408 |
| Document Number | 0105150271 |
| Instrument Date | Jun 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 99 ALACHUA DR WINTER HAVEN FL 338841408, WINTER HAVEN, FL 33884-1408 |
| Document Number | 0105150271 |
|---|---|
| Date | Jun 12, 2018 |
| Book Page | 010515/000271 |
| Instrument | 125745 |
| Name | NEW PENN FIN'L LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | PLYMOUTH MEETING, PA 19462 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 11, 2043 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $170,829 (+2.7%) | $283,925 (+5.48%) Land $59,834 Building $224,091 | |
| 2025 | $1,668.00 (-18.71%) Homeowner's exemption | $166,338 (+5.99%) | $269,166 (-5.93%) Land $56,842 Building $212,324 |
| 2023 | $2,052.00 (+3.43%) Homeowner's exemption | $156,942 (+3%) | $286,130 (+7.55%) Land $55,346 Building $230,784 |
| 2022 | $1,984.00 Homeowner's exemption | $152,371 | $266,036 Land $46,371 Building $219,665 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 3 (2004–2022) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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