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96 Alachua Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 96 Alachua Dr, Winter Haven, FL 33884 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,045 sqft · built 1976
Lot Size0.31 acres (13,499 sqft)
Owner2 Individual Names on File
Last Sale$167,500 (Oct 2014)
Tax Bill$1,747 (2025)
Deeds & MortgagesNov 2023 Line of Credit
Dec 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN26-28-34-662000-001410

Property Details

APN / Parcel Number

Primary APN26-28-34-662000-001410
Alternative APNs
  • 342826662000001410
  • 42826000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,045 sqft Living Area
Gross Area2,617 sqft
1st Floor Area2,045 sqft
FlooringTerrazzo
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area13,499 sqft (0.31 acres)
Lot Dimensions150 ft deep x 90 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area572 sqft

Exterior Amenities

Pool Area512 sqft
PorchUnfinished Open Porch
Porch Area335 sqft
Shed1 Shed

Location & Zoning

Street Address96 ALACHUA DR
CityWINTER HAVEN
StateFL
Zip33884-1407
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionELOISE WOODS LAKE MARIAM UNIT PB 17 PG 49 49A 49B LOTS 141 & 142 LESS E 30 FT
Legal Range26E
Legal Township28S
Legal Section34
Legal SubdivisionELOISE WOODS LAKE MARIAM UNIT
Legal Tract662000
Legal Block1
Legal Lot Number141,1
Legal UnitPB
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group1
Census Block1036
Census Tract13902

Owner

Source: Polk County records · APN 26-28-34-662000-001410

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address96 ALACHUA DR, WINTER HAVEN, FL 33884-1407
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 27, 2023Deed of Trust, Mortgage · Line of Credit
MIDFLORIDA CU
Dec 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
MORTGAGE FIRM
May 07, 2018Deed of Trust, Mortgage · Conventional with PMI
MORTGAGE FIRM

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 08, 2014 · Amount on Record
Deed SaleOct 08, 2014 · Amount on Record
Prior SaleFeb 26, 2009 · Amount on Record
Deed Document Number2014171771
Deed Book / Page9356 / 1914
Record UpdatedSep 20, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address96 ALACHUA DR, WINTER HAVEN, FL 33884-1407
Transaction TypeMortgage
Record UpdatedFeb 05, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000276086
DateNov 27, 2023
Book Page12918/987
Instrument2023276086
Lender
NameMIDFLORIDA CU
TypeCredit Union
AddressLAKELAND, FL 33802
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueNov 15, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address96 ALACHUA DR, WINTER HAVEN, FL 33884-1407
Document Number0115172081
Instrument DateDec 23, 2020
Transaction TypeMortgage
Record UpdatedJan 19, 2021
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address96 ALACHUA DR WINTER HAVEN FL 338841407, WINTER HAVEN, FL 33884-1407

Mortgage

Document Number0115172081
DateDec 30, 2020
Book Page011517/002081
Instrument283838
Lender
NameMORTGAGE FIRM
TypeMortgage Company
AddressALTAMONTE SPRINGS, FL 32714
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 29, 2050

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address96 ALACHUA DR, WINTER HAVEN, FL 33884-1407
Document Number0104841099
Instrument DateMay 07, 2018
Transaction TypeMortgage
Record UpdatedJun 12, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address96 ALACHUA DR WINTER HAVEN FL 338841407, WINTER HAVEN, FL 33884-1407

Mortgage

Document Number0104841099
DateMay 14, 2018
Book Page010484/001099
Instrument102927
Lender
NameMORTGAGE FIRM
TypeMortgage Company
AddressALTAMONTE SPRINGS, FL 32714
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 13, 2048

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,747.00 (-19.01%) Homeowner's exemption$172,299 (+5.99%)$297,767 (-5.93%) Land $51,297 Building $246,470
2023$2,157.00 (+3.4%) Homeowner's exemption$162,566 (+3%)$316,528 (+7.73%) Land $49,947 Building $266,581
2022$2,086.00 Homeowner's exemption$157,831$293,815 Land $41,848 Building $251,967

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050139021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 18 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies18 in force
14 of 18 on primary residences
Nearby Flood Claims3 (2004–2022)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2022, river or lake flooding, Hurricane Ian

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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