Indiana County property record for 99 4th St, Ernest, PA 15739
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 954 sqft · built 1904 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,218 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-001-323 |
| Primary APN | 44-001-323 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 954 sqft Living Area |
| Basement Area | 522 sqft |
| Unfinished Basement | 522 sqft |
| Year Built | Built 1904 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 155 ft deep x 58 ft wide |
| Terrain | Steep |
| Porch | Slab |
| Porch Area | 166 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00045383 |
|---|---|
| Street Address | 99 4TH ST |
| City | ERNEST |
| State | PA |
| Zip | 15739-9009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 58X155 1 HO |
| Legal Subdivision | KOVALCHICK PLAN OF LOTS |
| Jurisdiction | INDIANA PA |
| Township / Civil Division | ERNEST |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 960500 |
99 4th St is owned and occupied by an individual who acquired it in April 2014.
Source: Indiana County records, as of June 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 99 4TH ST, ERNEST, PA 15739-9009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 19, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMONWEALTH BANK |
| Aug 26, 2019 | Deed of Trust, Mortgage · Commercial Mortgage FIRST COMMONWEALTH BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 15, 2014 |
| Deed Sale | Apr 15, 2014 |
| Deed Document Number | 2014251122 |
| Prior Transfer Date | Apr 11, 2014 |
| Prior Transfer Doc | 2014251122 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIANA PA |
| Recording Date | Jun 19, 2026 |
| Property Address | 99 4TH ST, ERNEST, PA 15739-9009 |
| Document Number | 0000362115 |
| Instrument Date | May 29, 2026 |
| Instrument | 2026362115 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ACCURATE GROUP |
| Name | Verified Name |
|---|---|
| Address | 99 4TH ST, ERNEST, PA 15739-9009 |
| Document Number | 0000362115, |
|---|---|
| Date | Jun 19, 2026 |
| Instrument | 2026362115 |
| Name | FIRST COMMONWEALTH BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIANA PA |
| Property Address | FOURTH ST, ERNEST, PA 15739 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2019303056 |
|---|---|
| Date | Aug 26, 2019 |
| Instrument | 2019-303056 |
| Name | FIRST COMMONWEALTH BANK |
|---|---|
| Type | Bank |
| Address | INDIANA, PA 15701 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 99 4th St was $1,218 with a homeowner's exemption, up 3.3% from the year before.
Source: Indiana County assessment roll, as of June 30, 2025
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Indiana County |
| Municipality | Ernest Borough |
| Unified School District | Marion Center Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,218.00 (+3.31%) | $55,300 (-) Land $14,000 Building $41,300 | $55,300 Land $14,000 Building $41,300 |
| 2025 | $1,179.00 Homeowner's exemption | $55,300 Land $14,000 Building $41,300 | |
| 2023 | $1,076.00 | $55,300 Land $14,000 Building $41,300 | |
| 2015 | $55,300 Land $14,000 Building $41,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 99 4th St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective July 23, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1978–2004) |
| Most Recent Claim | Sep 2004 · Tropical Depression Ivan |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 99 4th St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ICMSA CROOKED CREEK serves 9,638 people · EPA ID PA5320109 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Salsgiver Fiber | 10,000 / 10,000 |
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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