111 4th St, Ernest, PA 15739 Property Records

Indiana County property record for 111 4th St, Ernest, PA 15739

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 954 sqft · built 1930
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$66,000 (May 2018)
Tax Bill	$1,212 (2026)
Deeds & Mortgages	Aug 2022 Line of Credit May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`44-001-324`

Property Details

APN / Parcel Number

Primary APN	`44-001-324`
Alternative APN	`00045535`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	954 sqft Living Area
Basement Area	522 sqft
Unfinished Basement	522 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	155 ft deep x 58 ft wide
Porch	Slab
Porch Area	218 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00045535
Street Address	111 4TH ST
City	ERNEST
State	PA
Zip	15739-9010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 58X155 1 HO
Jurisdiction	INDIANA PA
Township / Civil Division	ERNEST
Census Block Group	2
Census Block	2026
Census Tract	960500

Owner

111 4th St is owned and occupied by an individual who bought it in May 2018.

Source: Indiana County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 35, ERNEST, PA 15739-0035
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2022	Deed of Trust, Mortgage · Line of Credit PENNSYLVANIA HOUSING FINANCE AGENCY
May 14, 2018	Deed, Transfer · Conventional Mortgage E MORTGAGE MANAGEMENT LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2018 · Amount on File
Deed Sale	May 14, 2018 · Amount on File
Prior Sale	Apr 8, 2010 · Amount on File
Deed Document Number	2018291647
Prior Transfer Date	Sep 22, 2011
Prior Transfer Doc	2011223826
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIANA PA
Property Address	111 4TH ST, ERNEST, PA 15739-9010
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022330953
Date	Aug 9, 2022
Instrument	2022-330953

Lender

Name	PENNSYLVANIA HOUSING FINANCE AGENCY
Type	Government Agency

Agreement

Type	Line of Credit
Amount	Amount on Record

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	INDIANA PA
Recording Date	May 14, 2018
Property Address	111 4TH ST, ERNEST, PA 15739-9010
Document Number	2018291647
Instrument Date	May 3, 2018
Instrument	2018-291647
Transaction Type	Transfer
Record Updated	Jul 19, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,398.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61 MARBLE DR, INDIANA, PA 15701-8251

Mortgage

Document Number	2018291648
Date	May 14, 2018
Instrument	2018-291648

Lender

Name	E MORTGAGE MANAGEMENT LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 111 4th St was $1,212 with a homeowner's exemption, up 3.4% from the year before.

Source: Indiana County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Indiana County
Municipality	Ernest Borough
Unified School District	Marion Center Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,212.00 (+3.41%)	$55,000 (-) Land $14,000 Building $41,000	$55,000 Land $14,000 Building $41,000
2025	$1,172.00 Homeowner's exemption	$55,000 Land $14,000 Building $41,000
2023	$1,070.00	$55,000 Land $14,000 Building $41,000
2015			$55,000 Land $14,000 Building $41,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 111 4th St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 23, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1978–2004)
Most Recent Claim	Sep 2004 · Tropical Depression Ivan

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 111 4th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ICMSA CROOKED CREEK serves 9,638 people · EPA ID PA5320109
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on 4th St

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