9899 Zig Zag Rd, Montgomery (Cincinnati), OH 45242 Property Records

Hamilton County property record for 9899 Zig Zag Rd, Montgomery, OH 45242

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,456 sqft · built 1979
Lot Size	0.502 acres (21,867 sqft)
Owner	2 Individual Names on Record
Last Sale	$329,000 (Jun 2001)
Tax Bill	$9,867 (2025)
Deeds & Mortgages	Mar 2024 Transfer Jan 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`603-0007-0009-00`

Property Details

APN / Parcel Number

Primary APN	`603-0007-0009-00`
Alternative APN	`0010216`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,456 sqft Living Area
Gross Area	4,096 sqft
1st Floor Area	1,408 sqft
2nd Floor Area	2,048 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	21,867 sqft (0.502 acres)
Lot Dimensions	200 ft deep x 140 ft wide
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	300 sqft
Patio Area	540 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	9899 ZIG ZAG RD
City	MONTGOMERY
State	OH
Zip	45242-6310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	ZIG ZAG RD 140.17 X 200 IRR LOT 1 SWAIM GOLF CLUBSUB BL A
Legal Subdivision	SWAIM GOLF CLUBSUB
Legal Block	A
Legal Lot Number	1
Jurisdiction	HAMILTON OH
Township / Civil Division	MONTGOMERY
Census Block Group	1
Census Block	1008
Census Tract	23902

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9899 ZIG ZAG RD, MONTGOMERY, OH 45242-6310
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2024	Transfer on Death Deed, Transfer
Jan 26, 2022	Transfer on Death Deed, Transfer
Dec 29, 2017	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2001 · Amount on Record
Deed Sale	Jun 28, 2001 · Amount on Record
Prior Sale	Jun 15, 1999 · Amount on Record
Deed Document Number	2001111991
Deed Book / Page	8615 / 1672
Last Transfer Date	Mar 13, 2024
Transfer Doc	0000018326
Record Updated	Sep 20, 2026

March 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 20, 2024
Property Address	9899 ZIG ZAG RD, MONTGOMERY, OH 45242-6310
Document Number	0000018326
Book / Page	15127 / 2290
Map Reference	MB 209 PGS 6
Instrument Date	Jan 13, 2022
Instrument	2024-0018326
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9899 ZIG ZAG RD, MONTGOMERY, OH 45242-6310

January 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 26, 2022
Property Address	9899 ZIG ZAG RD, MONTGOMERY, OH 45242-6310
Document Number	0000009764
Book / Page	14591 / 3091
Map Reference	MB 209 PG 6&7
Instrument Date	Jan 13, 2022
Instrument	2022-0009764
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	9899 ZIG ZAG RD, MONTGOMERY, OH 45242-6310

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	9899 ZIG ZAG RD, MONTGOMERY, OH 45242-6310
Document Number	0000003875
Instrument Date	Dec 29, 2017
Transaction Type	Mortgage
Record Updated	Oct 11, 2019
Title Company	ACCURATE TITLE GROUP, ACCURATE TITLE GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9899 ZIG ZAG RD MONTGOMERY OH 452426310, MONTGOMERY, OH 45242-6310

Mortgage

Document Number	0000003875
Date	Jan 16, 2018
Book Page	013584/000430
Instrument	3875

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 15, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Montgomery City
Unified School District	Sycamore Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,867.00 (+2.32%)	$192,763 (-) Land $46,200 Building $146,563	$550,750 (-) Land $132,000 Building $418,750
2024	$9,643.00 (-0.53%)	$192,763 (-) Land $46,200 Building $146,563
2023	$9,694.00 (+3.24%)	$192,763 (+23.76%) Land $46,200 Building $146,563	$550,750 (+23.76%) Land $132,000 Building $418,750
2022	$9,390.00 Homeowner's exemption	$155,750 Land $49,140 Building $106,610
2020			$445,000 Land $140,400 Building $304,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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