9898 Zig Zag Rd, Montgomery (Cincinnati), OH 45242 Property Records

Hamilton County property record for 9898 Zig Zag Rd, Montgomery, OH 45242

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,868 sqft · built 2013
Lot Size	0.542 acres (23,653 sqft)
Owner	2 Owner Names on File
Last Sale	$165,250 (May 2013)
Tax Bill	$14,004 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`603-0013-0161-00`

Property Details

APN / Parcel Number

Primary APN	`603-0013-0161-00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,868 sqft Living Area
1st Floor Area	1,558 sqft
2nd Floor Area	1,310 sqft
Basement Area	1,949 sqft
Finished Basement	1,479 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	23,653 sqft (0.542 acres)
Lot Dimensions	287 ft deep x 82 ft wide
Garage Type	Attached
Garage Area	819 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	9898 ZIG ZAG RD
City	MONTGOMERY
State	OH
Zip	45242-6311
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ZIG ZAG RD 82 X 287.04 IRR R1-T4-S10
Legal Range	01
Legal Township	04
Legal Section	10
Jurisdiction	HAMILTON OH
Township / Civil Division	MONTGOMERY
Census Block Group	3
Census Block	3002
Census Tract	23902

Owner

Source: Hamilton County records · APN 603-0013-0161-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	9898 ZIG ZAG RD, MONTGOMERY, OH 45242-6311
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 17, 2013 · Amount on Record
Deed Sale	May 17, 2013 · Amount on Record
Prior Sale	Mar 14, 2013 · Amount on Record
Deed Document Number	13-065758
Deed Book / Page	12317 / 00033
Prior Transfer Date	May 14, 2013
Prior Transfer Doc	0000065758
Record Updated	Jun 08, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	9898 ZIG ZAG RD, MONTGOMERY, OH 45242-6311
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033333
Date	Mar 16, 2021
Book Page	14375/2594
Instrument	2021-0033333

Lender

Name	FORCHT BANK NA
Type	Bank
Address	BRANTWOOD, WI 54513

Agreement

Amount	Amount Recorded
Term	372 Months
Due	Mar 16, 2052

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Montgomery City
Unified School District	Sycamore Community City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,004.00 (+2.36%)	$273,711 (-) Land $41,052 Building $232,659
2024	$13,681.00 (-0.55%)	$273,711 (-) Land $41,052 Building $232,659
2023	$13,757.00 (+6.7%)	$273,711 (+27.91%) Land $41,052 Building $232,659	$782,030 (+27.91%) Land $117,290 Building $664,740
2022	$12,893.00 Homeowner's exemption	$213,987 Land $45,157 Building $168,830
2020			$611,390 Land $129,020 Building $482,370

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), as of December 22, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390610239023, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2013–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 2017 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 270 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system OH3102612, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.