9895 Elms Rd, Birch Run, MI 48415 Property Records

Saginaw County property record for 9895 Elms Rd, Birch Run, MI 48415

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,622 sqft · built 1966
Lot Size	0.9 acres (39,204 sqft)
Owner	Individual Name on Record
Last Sale	$95,000 (Jul 2016)
Tax Bill	$1,810 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-10-5-12-4011-001`

Property Details

APN / Parcel Number

Primary APN	`27-10-5-12-4011-001`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,622 sqft Living Area
1st Floor Area	1,584 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Raised Ranch
Lot Area	39,204 sqft (0.9 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	9895 ELMS RD
City	BIRCH RUN
State	MI
Zip	48415-8481
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT SE CORN OF SEC 12 TH S 90?00'00" W 1312.11 FT ALG S LINE OF SD SEC TO E 1/8 LINE OF SD SEC TH N 02?34'49" E 454.53 FT
Legal Range	05E
Legal Township	10N
Legal Section	12
Jurisdiction	SAGINAW MI
Township / Civil Division	TAYMOUTH
Census Block Group	1
Census Block	1025
Census Tract	13000

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	9895 ELMS RD, BIRCH RUN, MI 48415-8481
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2016 · Amount on Record
Deed Sale	Jul 25, 2016 · Amount on Record
Prior Sale	Dec 4, 2013 · Amount on Record
Deed Document Number	201620236
Deed Book / Page	2865 / 1248
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	9895 ELMS RD, BIRCH RUN, MI 48415-8481
Document Number	0000018621
Instrument Date	Jul 21, 2020
Transaction Type	Mortgage
Record Updated	Jun 7, 2021
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9895 ELMS RD BIRCH RUN MI 484158481, BIRCH RUN, MI 48415-8481

Mortgage

Document Number	0000018621
Date	Jul 28, 2020
Instrument	18621

Lender

Name	FRANKENMUTH CU
Type	Credit Union
Address	FRANKENMUTH, MI 48734

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 27, 2035

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Taymouth Township
Unified School District	Birch Run Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$96,600 (+27.95%)	$193,200 (+27.95%)
2025	$1,810.00 (+27.92%) Homeowner's exemption
2023		$75,500	$151,000
2022	$1,415.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1986–2017)
Most Recent Claim	Apr 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIRCH RUN TOWNSHIP serves 2,080 people · EPA ID MI0000722
Water Source	Purchased surface water from CITY OF SAGINAW
Last State Inspection	Oct 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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