Saginaw County property record for 9801 Elms Rd, Birch Run, MI 48415
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,054 sqft · built 2023 |
| Lot Size | 3.06 acres (133,294 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,686 (2025) |
| Deeds & Mortgages | Oct 2022 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-10-5-12-4004-002 |
| Primary APN | 27-10-5-12-4004-002 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,054 sqft Living Area |
| 1st Floor Area | 2,054 sqft |
| Basement Area | 2,054 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Raised Ranch |
| Lot Area | 133,294 sqft (3.06 acres) |
| Garage Area | 648 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 9801 ELMS RD |
|---|---|
| City | BIRCH RUN |
| State | MI |
| Zip | 48415-8481 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM AT SE CORN OF SEC 12 TH S 90?00'00" W 1312.11 FT ALG S LINE OF SD SEC TH N 02?34'49" W 1001.22 FT ALG E 1/8 LINE OF SD |
| Legal Range | 05E |
| Legal Township | 10N |
| Legal Section | 12 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | TAYMOUTH |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 13000 |
9801 Elms Rd is owned and occupied by two individuals.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9801 ELMS RD, BIRCH RUN, MI 48415-8481 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 9801 ELMS RD, BIRCH RUN, MI 48415-8481 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2024 |
| Name | Verified Name |
|---|---|
| Address | 7345 BRANDON DR, BAY CITY, MI 48706-8323 |
| Investor | Possibly a Property Investor |
| Document Number | 0000026702 |
|---|---|
| Date | Oct 10, 2022 |
| Instrument | 2022026702 |
| Name | FRANKENMUTH CU |
|---|---|
| Type | Credit Union |
| Address | FRANKENMUTH, MI 48734 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2052 |
The 2025 property tax bill for 9801 Elms Rd was $5,686 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Taymouth Township |
| Unified School District | Birch Run Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $213,000 | $426,000 | |
| 2025 | $5,686.00 Homeowner's exemption |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9801 Elms Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1986–2017) |
| Most Recent Claim | Apr 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9801 Elms Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BIRCH RUN TOWNSHIP serves 2,080 people · EPA ID MI0000722 |
|---|---|
| Water Source | Purchased surface water from CITY OF SAGINAW |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: T-Mobile, Verizon.
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