989 Urban Dr, Cantonment, FL 32533 Property Records

Escambia County property record for 989 Urban Dr, Cantonment, FL 32533

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,076 sqft · built 2013
Lot Size	0.78 acres (33,977 sqft)
Owner	2 Individual Names on File
Last Sale	$379,900 (Jun 2017)
Tax Bill	$4,157 (2024)
Deeds & Mortgages	Feb 2021 Second Mortgage Aug 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`38-1N-31-4201-000-003`

Property Details

APN / Parcel Number

Primary APN	`38-1N-31-4201-000-003`
Alternative APN	`114575000`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	3,076 sqft Living Area
Gross Area	3,676 sqft
1st Floor Area	3,076 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	33,977 sqft (0.78 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	581 sqft
Utility Building	238 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	114575000
Street Address	989 URBAN DR
City	CANTONMENT
State	FL
Zip	32533-8362
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	BEG AT NE COR OF SEC N 89 DEG 24 MIN 46 SEC W ALG N LI OF SEC 1350 29/100 FT S 0 DEG 10 MIN 29 SEC E 3142 96/100 FT N 89 DEG 12 MIN 28 SEC W 774 01/100 FT S 0 DEG 47 MIN 32 SEC W 165 FT N 89 DEG 12 MIN 28 SEC W 358 FT FOR POB N 0 DEG 47 MIN 32 SEC E
Legal Range	31W
Legal Township	01N
Legal Section	38
Legal Subdivision	SUBDIVISION NUMBER: 4201
Legal Block	3
Jurisdiction	ESCAMBIA FL
Township / Civil Division	CANTONMENT
Census Block Group	2
Census Block	2020
Census Tract	3611

Owner

989 Urban Dr is owned and occupied by two individuals who bought it in June 2017.

Source: Escambia County records, as of December 31, 2025

Owner of Record	2 Individual Names on File
Mailing Address	989 URBAN DR, CANTONMENT, FL 32533-8362
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CENTRAL CREDIT UNION OF FLORIDA
Aug 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE TRUST INC
Jun 30, 2017	Warranty Deed, Transfer · Conventional with PMI MORTGAGE TR
Jun 30, 2017	Quit Claim Deed, Transfer PARTNERSHIP TITLE COMPANY LLC, PARTNERSHIP TITLE CO LLC
Mar 29, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2017 · Amount on File
Deed Sale	Jun 30, 2017 · Amount on File
Prior Sale	Mar 1, 2017 · Amount on File
Deed Document Number	201750236
Deed Book / Page	7737 / 1651
Prior Transfer Date	Jun 2, 2017
Prior Transfer Doc	0077371647
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	989 URBAN DR, CANTONMENT, FL 32533-8362
Transaction Type	Mortgage
Record Updated	Feb 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	989 URBAN DR, CANTONMENT, FL 32533-8362

Mortgage

Document Number	0084610089
Date	Feb 8, 2021
Book Page	8461/89
Instrument	2021014080

Lender

Name	CENTRAL CREDIT UNION OF FLORIDA
Type	Credit Union
Address	PENSACOLA, FL 32522

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 20, 2041

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	989 URBAN DR, CANTONMENT, FL 32533-8362
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0081511273
Date	Aug 23, 2019
Book Page	8151/1273
Instrument	2019073879

Lender

Name	MORTGAGE TRUST INC
Type	Mortgage Company
Address	PENSACOLA, FL 32503

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2039

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Jun 30, 2017
Property Address	989 URBAN DR, CANTONMENT, FL 32533-8362
Document Number	0077371651
Book / Page	007737 / 001651
Instrument Date	Jun 30, 2017
Instrument	50236
Transaction Type	Transfer
Record Updated	Jul 18, 2017
Title Company	PARTNERSHIP TITLE COMPANY LLC, PARTNERSHIP TITLE CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,659.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	989 URBAN DR CANTONMENT FL 325338362, CANTONMENT, FL 32533-8362

Mortgage

Document Number	77371654
Date	Jun 30, 2017
Book Page	007737/001654
Instrument	50237

Lender

Name	MORTGAGE TR
Address	PENSACOLA, FL 32502

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 29, 2047

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Jun 30, 2017
Property Address	989 URBAN DR, CANTONMENT, FL 32533-8362
Document Number	0077371647
Book / Page	007737 / 001647
Instrument Date	Jun 2, 2017
Instrument	50234
Transaction Type	Transfer
Record Updated	Jul 18, 2017
Title Company	PARTNERSHIP TITLE COMPANY LLC, PARTNERSHIP TITLE CO LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1040 URBAN DR CANTONMENT FL 325338363, CANTONMENT, FL 32533-8363

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Mar 29, 2017
Property Address	989 URBAN DR, CANTONMENT, FL 32533-8362
Document Number	0076871820
Book / Page	007687 / 001820
Instrument Date	Mar 27, 2017
Instrument	23051
Transaction Type	Transfer
Record Updated	Apr 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1040 URBAN DR CANTONMENT FL 325338363, CANTONMENT, FL 32533-8363

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$362,642	$576,549 Land $40,000 Building $536,549
2024	$4,157.00 (+0.68%)
2023	$4,129.00 (+2.28%) Homeowner's exemption	$342,158 (+3%)	$539,147 (+11.11%) Land $24,600 Building $514,547
2022	$4,037.00 Homeowner's exemption	$332,193	$485,255 Land $24,600 Building $460,655

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 989 Urban Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	19 (1989–2020)
Claims Outside the SFHA	19 of 19
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 8 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 4 claims Hurricane Georges, Sep 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 989 Urban Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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