976 Urban Dr, Cantonment, FL 32533 Property Records

Escambia County property record for 976 Urban Dr, Cantonment, FL 32533

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,046 sqft · built 2004
Lot Size	0.56 acres (24,394 sqft)
Owner	Individual Name on Record
Last Sale	$263,900 (Jan 2016)
Tax Bill	$2,450 (2024)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`38-1N-31-4201-013-003`

Property Details

APN / Parcel Number

Primary APN	`38-1N-31-4201-013-003`
Alternative APN	`114575255`

Interior

Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	3,046 sqft Adjusted Area
1st Floor Area	2,404 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	24,394 sqft (0.56 acres)
Garage Type	Finished
Garage Area	779 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	507 sqft
Deck Area	441 sqft
Patio Area	441 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	114575255
Old Parcel Number	114575255
Street Address	976 URBAN DR
City	CANTONMENT
State	FL
Zip	32533-8361
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	BEG AT NE COR OF SEC N 89 DEG 24 MIN 46 SEC W ALG N LI OF SD SEC 1350 29/100 FT S 0 DEG 10 MIN 29 SEC E 3142 96/100 FT N 89
Legal Range	31W
Legal Township	01N
Legal Section	38
Legal Subdivision	SUBDIVISION NUMBER: 4201
Legal Block	3
Jurisdiction	ESCAMBIA FL
Township / Civil Division	CANTONMENT
Census Block Group	2
Census Block	2020
Census Tract	3611

Owner

Source: Escambia County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	976 URBAN DR, CANTONMENT, FL 32533-8361
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2016 · Amount on Record
Deed Sale	Jan 28, 2016 · Amount on Record
Deed Document Number	2016006480
Deed Book / Page	7470 / 0181
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	976 URBAN DR, CANTONMENT, FL 32533-8361
Document Number	0083330082
Instrument Date	May 23, 2020
Transaction Type	Mortgage
Record Updated	Aug 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	976 URBAN DR CANTONMENT FL 325338361, CANTONMENT, FL 32533-8361

Mortgage

Document Number	0083330082
Date	Jul 16, 2020
Book Page	008333/000082
Instrument	57863

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jul 15, 2045

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$231,951 (+5.99%)	$412,277 (+12.4%) Land $40,000 Building $372,277
2024	$2,450.00 (+0.95%)
2023	$2,427.00 (+2.58%) Homeowner's exemption Veteran's exemption	$218,849 (+3%)	$366,804 (+11.45%) Land $16,800 Building $350,004
2022	$2,366.00 Homeowner's exemption Veteran's exemption	$212,475	$329,109 Land $16,800 Building $312,309

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	19 (1989–2020)
Claims Outside the SFHA	19 of 19
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 8 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 4 claims Hurricane Georges, Sep 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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