Shelby County property record for 989 Ryecroft Rd, Pelham, AL 35124
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,748 sqft · built 1972 |
| Lot Size | 0.444 acres (19,367 sqft) |
| Owner | Individual Name on File |
| Last Sale | $109,000 (Jan 2001) |
| Tax Bill | $1,441 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Nov 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 131013003039000 |
| Primary APN | 131013003039000 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,748 sqft Heated Area |
| 1st Floor Area | 1,226 sqft |
| Basement Area | 746 sqft |
| Finished Basement | 746 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 19,367 sqft (0.444 acres) |
| Lot Dimensions | 208 ft deep x 92.7 ft wide |
| Porch | Patio |
| Utility Building | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 989 RYECROFT RD |
|---|---|
| City | PELHAM |
| State | AL |
| Zip | 35124-1547 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC/TWNSHP/RAN 1 20S 03W NBRHD: 08 CAHABA VALLEY R-2 |
| Legal Range | 03W |
| Legal Township | 20S |
| Legal Section | 01 |
| Legal Subdivision | CAHABA VALLEY ESTATES 3RD SECTOR |
| Legal Block | 1 |
| Legal Lot Number | 72 |
| Jurisdiction | SHELBY AL |
| Township / Civil Division | ALABASTER-HELENA |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 30316 |
Source: Shelby County records · APN 131013003039000
Assessment roll updated April 21, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 989 RYECROFT RD, PELHAM, AL 35124-1547 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 24, 2023 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Nov 27, 2019 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 26, 2001 · Amount on Record |
| Deed Sale | Jan 26, 2001 · Amount on Record |
| Prior Sale | Nov 19, 1998 · Amount on Record |
| Deed Document Number | 20012882 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY AL |
| Property Address | 989 RYECROFT RD, PELHAM, AL 35124-1547 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2023 |
| Name | Verified Name |
|---|---|
| Address | 989 RYECROFT RD, PELHAM, AL 35124-1547 |
| Document Number | 0000312510 |
|---|---|
| Date | Oct 24, 2023 |
| Instrument | 20231024000312510 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 22, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY AL |
| Property Address | 989 RYECROFT RD, PELHAM, AL 35124-1547 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000442040 |
|---|---|
| Date | Nov 27, 2019 |
| Instrument | 20191127000442040 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35217 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Shelby County records · Assessment roll updated April 21, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Shelby County |
| Municipality | Pelham City |
| Unified School District | Pelham City School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,441.00 (+19.88%) | $24,860 (+15.95%) | $248,460 (+15.94%) Land $75,000 Building $173,460 |
| 2023 | $1,202.00 Homeowner's exemption | $21,440 | $214,300 Land $70,000 Building $144,300 |
Source: FEMA National Flood Hazard Layer as of January 23, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 17 (2005–2021) |
| Claims Outside the SFHA | 8 of 17 |
| Most Recent Claim | Oct 2021 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 63% of the US · lower than 77% of Alabama |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 406 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF PELHAM serves 38,703 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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