Shelby County property record for 984 Ryecroft Rd, Pelham, AL 35124
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,700 sqft · built 1973 |
| Lot Size | 0.451 acres (19,666 sqft) |
| Owner | Individual Name on File |
| Last Sale | $290,000 (Dec 2024) |
| Tax Bill | $1,518 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Dec 2024 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 131013003019000 |
| Primary APN | 131013003019000 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,700 sqft Heated Area |
| 1st Floor Area | 1,575 sqft |
| Basement Area | 650 sqft |
| Finished Basement | 250 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 19,666 sqft (0.451 acres) |
| Lot Dimensions | 200 ft deep x 98.3 ft wide |
| Garage Type | Basement |
| Porch | Slab |
| Deck Area | 300 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 984 RYECROFT RD |
|---|---|
| City | PELHAM |
| State | AL |
| Zip | 35124-1546 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC/TWNSHP/RAN 1 20S 03W NBRHD: 08 CAHABA VALLEY R-2 |
| Legal Range | 03W |
| Legal Township | 20S |
| Legal Section | 01 |
| Legal Subdivision | CAHABA VALLEY ESTATES 3RD SECTOR |
| Legal Block | 1 |
| Legal Lot Number | 76 |
| Jurisdiction | SHELBY AL |
| Township / Civil Division | ALABASTER-HELENA |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 30316 |
Source: Shelby County records · APN 131013003019000
Assessment roll updated April 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 984 RYECROFT RD, PELHAM, AL 35124-1546 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 18, 2025 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Dec 27, 2024 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Feb 22, 2023 | Correction Deed |
| Nov 07, 2022 | Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK FSB |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 27, 2024 · Amount on Record |
| Deed Sale | Dec 27, 2024 · Amount on Record |
| Prior Sale | Apr 20, 2012 |
| Deed Document Number | 2024393680 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY AL |
| Property Address | 984 RYECROFT RD, PELHAM, AL 35124-1546 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|---|
| Address | 984 RYECROFT RD, PELHAM, AL 35124-1546 |
| Document Number | 0000286490 |
|---|---|
| Date | Sep 18, 2025 |
| Instrument | 20250918000286490 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY AL |
| Recording Date | Dec 27, 2024 |
| Property Address | 984 RYECROFT RD, PELHAM, AL 35124-1546 |
| Document Number | 0000393680 |
| Map Reference | MB 5 PG 107 |
| Instrument Date | Dec 20, 2024 |
| Instrument | 20241227000393680 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 108 CHASE DR, PELHAM, AL 35124-2664 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 984 RYECROFT RD, PELHAM, AL 35124-1546 |
| Document Number | 0000393690 |
|---|---|
| Date | Dec 27, 2024 |
| Instrument | 20241227000393690 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2055 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | SHELBY AL |
| Recording Date | Feb 22, 2023 |
| Property Address | 984 RYECROFT RD, PELHAM, AL 35124-1546 |
| Document Number | 0000047110 |
| Map Reference | MB 5 PG 107 |
| Instrument Date | Feb 18, 2023 |
| Instrument | 20230222000047110 |
| Record Updated | May 23, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY AL |
| Recording Date | Nov 07, 2022 |
| Property Address | 984 RYECROFT RD, PELHAM, AL 35124-1546 |
| Document Number | 0000416530 |
| Map Reference | MB 5 PG 1077 |
| Instrument Date | Nov 07, 2022 |
| Instrument | 20221107000416530 |
| Transaction Type | Transfer |
| Record Updated | Feb 24, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 116 WIXFORD WAY, ALABASTER, AL 35007-3127 |
| Name | Verified Name |
|---|---|
| Address | 984 RYECROFT RD, PELHAM, AL 35124-1546 |
| Document Number | 0000416540 |
|---|---|
| Date | Nov 07, 2022 |
| Instrument | 20221107000416540 |
| Name | FIRST FEDERAL BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 01, 2029 |
| Change Frequency | Monthly |
| Min Rate At Change | 6.75% |
| Max Rate At Change | 8.75% |
| Index | Other |
| Max Rate | 11.7% |
Source: Shelby County records · Assessment roll updated April 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Shelby County |
| Municipality | Pelham City |
| Unified School District | Pelham City School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,518.00 (+43.75%) | $26,180 (+25.87%) | $261,800 (+25.93%) Land $75,000 Building $186,800 |
| 2023 | $1,056.00 Homeowner's exemption Senior Citizen's exemption | $20,800 | $207,900 Land $70,000 Building $137,900 |
Source: FEMA National Flood Hazard Layer, Shelby County (01117C), as of January 23, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 011170303162, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 17 (2005–2021) |
| Claims Outside the SFHA | 8 of 17 |
| Most Recent Claim | Oct 2021 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 63% of the US · lower than 77% of Alabama |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 406 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system AL0001163, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF PELHAM serves 38,703 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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