989 Ocean Blvd, Moss Beach, CA 94038 Property Records

San Mateo County property record for 989 Ocean Blvd, Moss Beach, CA 94038

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,861 sqft · built 2024
Lot Size	0.109 acres (4,763 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,700,000 (Dec 2024)
Tax Bill	$34,647 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`037-278-090`

Property Details

APN / Parcel Number

Primary APN	`037-278-090`

Interior

2nd Floor Area	757 sqft

Exterior

Lot Area	4,763 sqft (0.109 acres)
Lot Dimensions	95 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	989 OCEAN BLVD
City	MOSS BEACH
State	CA
Zip	94038-9748
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOTS 8 & 9 BLOCK 23 RIVIERA OCEAN VILLA RSM 6/20
Legal Subdivision	RIVIERA OCEAN VILLA
Legal Block	23
Legal Lot Number	8,9
Jurisdiction	SAN MATEO CA
Township / Civil Division	HALF MOON BAY
Census Block Group	2
Census Block	2024
Census Tract	613600

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	989 OCEAN BLVD, MOSS BEACH, CA 94038-9748
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2023	Deed of Trust, Mortgage · Commercial Mortgage CENTER STREET LENDING CORP
Mar 22, 2021	Deed of Trust, Mortgage · Commercial Mortgage CENTER STREET LENDING VIII SPE LLC
Nov 23, 2022	Deed of Trust, Mortgage · Commercial Mortgage CENTER STREET LENDING CORP
Feb 26, 2020	Quit Claim Deed, Transfer NORTH AMERICAN TITLE
Jan 13, 2020	Grant Deed, Transfer NORTH AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2024 · Amount on Record
Deed Sale	Dec 4, 2024 · Amount on Record
Prior Sale	May 6, 2022
Deed Document Number	202465258
Prior Transfer Date	Feb 21, 2020
Prior Transfer Doc	0000017272
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	MOSS BEACH, CA 94038
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1801 WILLOW WAY, SAN BRUNO, CA 94066-1819

Mortgage

Document Number	0000052439
Date	Oct 17, 2023
Instrument	2023-052439

Lender

Name	CENTER STREET LENDING CORP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	MOSS BEACH, CA 94038
Transaction Type	Mortgage
Record Updated	Aug 22, 2023
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1801 WILLOW WAY, SAN BRUNO, CA 94066-1819

Mortgage

Document Number	0000045316
Date	Mar 22, 2021
Instrument	2021-045316

Lender

Name	CENTER STREET LENDING VIII SPE LLC
Type	Non-Lending Institution
Address	IRVINE, CA 92612

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	MOSS BEACH, CA 94038
Transaction Type	Mortgage
Record Updated	Aug 22, 2023
Title Company	OMA TITLE, DOMA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1801 WILLOW WAY, SAN BRUNO, CA 94066-1819

Mortgage

Document Number	0000082111
Date	Nov 23, 2022
Instrument	2022-082111

Lender

Name	CENTER STREET LENDING CORP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Feb 26, 2020
Property Address	MOSS BEACH, CA 94038
Document Number	0000017272
Instrument Date	Feb 21, 2020
Instrument	17272
Transaction Type	Transfer
Record Updated	Mar 13, 2020
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	25800 INDUSTRIAL BLVD #G360 HAYWARD CA 945452965, G360, HAYWARD, CA 94545-2965

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Jan 13, 2020
Property Address	MOSS BEACH, CA 94038
Document Number	0000002970
Instrument Date	Jan 10, 2020
Instrument	2970
Transaction Type	Transfer
Record Updated	Feb 4, 2020
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$440.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	25800 INDUSTRIAL BLVD #4360 HAYWARD CA 945452935, 4360, HAYWARD, CA 94545-2935

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Unified School District	Cabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,754,000 (+2%) Land $1,514,700 Building $1,239,300
2025	$34,647.00 (+155.87%)	$2,700,000 (+129.18%) Land $1,485,000 Building $1,215,000
2023	$13,541.00 (+176.23%)	$1,178,090 Land $420,470 Building $757,620	$3,267,000
2022	$4,902.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1998–2023)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2023 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTARA WATER AND SANITARY DISTRICT serves 6,088 people · EPA ID CA4110010
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Cruzio.

Cell Coverage

5G (outdoors only) and 4G LTE

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