989 McIvor Rd, Phelps, NY 14532 Property Records

Ontario County and Phelps Town property record for 989 McIvor Rd, Phelps, NY 14532

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 965 sqft · built 1996
Lot Size	1.9 acres (82,764 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Mar 2024)
Tax Bill	$5,503 (2025)
Deeds & Mortgages	Mar 2016 Mortgage Mar 2024 Sale & Mortgage + 2 more
APN	`324089 76.00-1-22.300`

Property Details

APN / Parcel Number

Primary APN	`324089 76.00-1-22.300`
Alternative APNs	`324089 76.00-1-22.310` `40890760000001022300`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	965 sqft Living Area
1st Floor Area	675 sqft
2nd Floor Area	290 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	82,764 sqft (1.9 acres)
Lot Dimensions	384 ft deep x 267 ft wide
Garage Type	Attached
Garage Area	1,064 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	96 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Old Parcel Number	324089 76.00-1-22.300
Street Address	989 MCIVOR RD
City	PHELPS
State	NY
Zip	14532-9556
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	04 - FARM
Legal Description	3.30 ACRES
Legal Block	1
Legal Lot Number	22.310
Jurisdiction	ONTARIO NY
Township / Civil Division	PHELPS
Census Block Group	3
Census Block	3039
Census Tract	50401

Owner

Source: Ontario County and Phelps Town records, as of April 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	989 MCIVOR RD, PHELPS, NY 14532-9556
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2016	Deed of Trust, Mortgage USNY BANK
Mar 15, 2024	Warranty Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Mar 20, 2024	Warranty Deed, Transfer
Jan 15, 2015	Administrator's Deed, Transfer CHRISTOPHER TITLE, CHRISTOPHER PRATT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2024 · Amount on Record
Deed Sale	Mar 15, 2024 · Amount on Record
Deed Document Number	2024243
Deed Book / Page	1535 / 632
Prior Transfer Date	Feb 29, 2024
Prior Transfer Doc	001536/191
Record Updated	Sep 20, 2026

March 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONTARIO NY
Property Address	989 MCIVOR RD, PHELPS, NY 14532-9556
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002675/0000000795
Date	Mar 8, 2016
Book Page	0000002675/0000000795

Lender

Name	USNY BANK
Type	Bank

Agreement

Amount	Amount Recorded

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONTARIO NY
Recording Date	Mar 15, 2024
Property Address	989 MCIVOR RD, PHELPS, NY 14532-9556
Document Number	001535/632
Book / Page	1535 / 632
Instrument Date	Mar 15, 2024
Instrument	202403150243
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202403150244
Date	Mar 15, 2024
Instrument	202403150244

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONTARIO NY
Recording Date	Mar 20, 2024
Property Address	989 MCIVOR RD, PHELPS, NY 14532-9556
Document Number	001536/191
Book / Page	1536 / 191
Instrument Date	Feb 29, 2024
Instrument	202403200162
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	971 MCIVOR RD, PHELPS, NY 14532-9556

January 2015: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	ONTARIO NY
Recording Date	Jan 15, 2015
Property Address	989 MCIVOR RD, PHELPS, NY 14532-9556
Document Number	0000001331/0000000525
Book / Page	0000001331 / 0000000525
Instrument Date	Nov 10, 2014
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	CHRISTOPHER TITLE, CHRISTOPHER PRATT

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 LINWOOD AVE, GENEVA, NY 14456-2105

Tax Assessment & Valuation

Source: Ontario County and Phelps Town assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ontario County
County Subdivision	Phelps Town
Unified School District	Phelps-Clifton Springs Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,503.00	$169,900 (+88.78%) Land $26,800 Building $143,100	$236,000 (+115.03%) Land $37,227 Building $198,773
2023		$90,000 Land $26,800 Building $63,200	$109,750 Land $32,681 Building $77,069

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
GoNetspeed Fiber	1,000 / 1,000
CBN Fixed Wireless · not low latency	100 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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