971 McIvor Rd, Phelps, NY 14532 Property Records

Ontario County and Phelps Town property record for 971 McIvor Rd, Phelps, NY 14532

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,833 sqft · built 1969
Lot Size	5.8 acres (252,648 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (Dec 2015)
Tax Bill	$6,673 (2025)
Deeds & Mortgages	Dec 2024 Refinance Nov 2016 Mortgage + 1 more
APN	`324089 76.00-1-22.200`

Property Details

APN / Parcel Number

Primary APN	`324089 76.00-1-22.200`
Alternative APNs	`324089 76.00-1-22.210` `40890760000001022200`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,833 sqft Living Area
1st Floor Area	1,833 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	252,648 sqft (5.8 acres)
Lot Width	535 ft Width
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	224 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Old Parcel Number	324089 76.00-1-22.200
Street Address	971 MCIVOR RD
City	PHELPS
State	NY
Zip	14532-9556
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	04 - FARM
Legal Description	4.260 ACRES
Legal Block	1
Legal Lot Number	22.210
Jurisdiction	ONTARIO NY
Township / Civil Division	PHELPS
Census Block Group	3
Census Block	3039
Census Tract	50401

Owner

971 McIvor Rd is owned and occupied by two individuals who bought it in December 2015.

Source: Ontario County and Phelps Town records, as of April 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	971 MCIVOR RD, PHELPS, NY 14532-9556
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Nov 29, 2016	Deed of Trust, Mortgage USNY BANK
Dec 21, 2015	Deed, Transfer ANN SHEPPARD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2015 · Amount on File
Deed Sale	Dec 21, 2015 · Amount on File
Prior Sale	Sep 4, 1997 · Amount on File
Deed Book / Page	1352 / 709
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONTARIO NY
Property Address	971 MCIVOR RD, PHELPS, NY 14532-9556
Transaction Type	Mortgage
Record Updated	Apr 16, 2026
Title Company	WORLD CLASS ABSTRACT LLC, WORD CLASS ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003292/13
Date	Dec 6, 2024
Book Page	3292/13
Instrument	202412060133

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2055

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONTARIO NY
Property Address	971 MCIVOR RD, PHELPS, NY 14532-9556
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002730/0000000590
Date	Nov 29, 2016
Book Page	0000002730/0000000590

Lender

Name	USNY BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	110 Months
Due	Jan 1, 2026

December 2015: Deed, Transfer

Document Type	Deed
Jurisdiction	ONTARIO NY
Recording Date	Dec 21, 2015
Property Address	971 MCIVOR RD, PHELPS, NY 14532-9556
Document Number	0000001352/0000000709
Book / Page	0000001352 / 0000000709
Instrument Date	Dec 21, 2015
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	KEITH R LORD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	971 MCIVOR RD, PHELPS, NY 14532-9556

Mortgage

Document Number	0000002662/0000000139
Date	Dec 21, 2015
Book Page	0000002662/0000000139

Lender

Name	ANN SHEPPARD
Type	Private Party

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 971 McIvor Rd was $6,673.

Source: Ontario County and Phelps Town assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ontario County
County Subdivision	Phelps Town
Unified School District	Phelps-Clifton Springs Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,673.00	$206,000 Land $33,500 Building $172,500	$286,100 Land $46,526 Building $239,574
2023		$200,000 Land $28,300 Building $171,700	$243,900 Land $34,512 Building $209,388

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 971 McIvor Rd.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 971 McIvor Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
GoNetspeed Fiber	1,000 / 1,000
CBN Fixed Wireless · not low latency	100 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on McIvor Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures