989 Co Rd 98, Elbert, CO 80106 Property Records

Elbert County property record for 989 Co Rd 98, Elbert, CO 80106

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,304 sqft · built 1995
Lot Size	40 acres (1,742,400 sqft)
Owner	Company Name on Record
Last Sale	$28,000 (Aug 1993)
Tax Bill	$1,930 (2025)
Deeds & Mortgages	Jun 2025 Transfer Jun 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`95344-00-086`

Property Details

APN / Parcel Number

Primary APN	`95344-00-086`
Alternative APN	`R110419`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,304 sqft Living Area
Gross Area	4,608 sqft
1st Floor Area	2,304 sqft
Basement Area	2,304 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,742,400 sqft (40 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	R110419
Street Address	989 COUNTY ROAD 98
City	ELBERT
State	CO
Zip	80106-9501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	QUARTER: SE SECTION: 34 TOWNSHIP: 9 RANGE: 65 SE4 SE4
Legal Range	65E
Legal Township	9S
Legal Section	34
Legal Subdivision	RURALA
Jurisdiction	ELBERT CO
Township / Civil Division	ELIZABETH
Census Block Group	1
Census Block	1033
Census Tract	961208

Owner

Source: Elbert County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	989 COUNTY ROAD 98, ELBERT, CO 80106-9501
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2025	Intrafamily Transfer, Transfer
Jun 4, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage M2 LENDING SOLUTIONS LLC
Jun 8, 2020	Deed of Trust, Mortgage · Line of Credit WESTERRA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 1993 · Amount on Record
Deed Sale	Aug 30, 1993 · Amount on Record
Last Transfer Date	Jun 11, 2025
Transfer Doc	0008520732
Record Updated	Jun 8, 2026

June 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ELBERT CO
Recording Date	Jun 12, 2025
Property Address	989 COUNTY ROAD 98, ELBERT, CO 80106-9501
Document Number	0008520732
Book / Page	852 / 732
Instrument Date	Jun 11, 2025
Instrument	643642
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	989 COUNTY ROAD 98, ELBERT, CO 80106-9501

June 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ELBERT CO
Recording Date	Jun 4, 2025
Property Address	989 COUNTY ROAD 98, ELBERT, CO 80106-9501
Document Number	0008520540
Book / Page	852 / 540
Instrument Date	May 27, 2025
Instrument	643445
Transaction Type	Transfer
Record Updated	Feb 10, 2026
Title Company	HOMESTEAD TITLE AND ESCROW, HOMESTEAD TITLE & ESCROW

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	989 COUNTY ROAD 98, ELBERT, CO 80106-9501

Mortgage

Document Number	0000643446
Date	Jun 4, 2025
Instrument	643446

Lender

Name	M2 LENDING SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELBERT CO
Property Address	989 COUNTY ROAD 98, ELBERT, CO 80106-9501
Document Number	0008040614
Instrument Date	Jun 8, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	989 COUNTY ROAD 98 ELBERT CO 801069501, ELBERT, CO 80106-9501

Mortgage

Document Number	0008040614
Date	Jun 15, 2020
Book Page	000804/000614
Instrument	595953

Lender

Name	WESTERRA CU
Type	Credit Union
Address	DENVER, CO 80020

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 14, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Elbert County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Elbert County
Unified School District	Elbert School District 200 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,930.00 (+35.25%)	$32,240 (+16.31%) Land $5,290 Building $26,950	$496,892 (+24.99%) Land $65,692 Building $431,200
2024	$1,427.00 (+6.25%)
2023	$1,343.00 (+6.93%)	$27,720 (+10.84%) Land $4,390 Building $23,330	$397,541 (+15.7%) Land $49,327 Building $348,214
2022	$1,256.00	$25,010 Land $2,930 Building $22,080	$343,597 Land $25,832 Building $317,765

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 5, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 71% of Colorado
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kellin Communications Fixed Wireless	1,000 / 220
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
Viaero Wireless Fixed Wireless	100 / 5

May also be available: Maverix Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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