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201 Co Rd 98, Elbert, CO 80106 Property Records

Elbert County property record for 201 Co Rd 98, Elbert, CO 80106

Property Summary

Property TypeRural Home
Details3 bd · 2 ba · 1,773 sqft · built 2001
Lot Size40 acres (1,742,836 sqft)
Owner2 Individual Names on File
Last Sale$70,000 (May 2001)
Tax Bill$2,616 (2025)
Deeds & MortgagesMay 2020 Mortgage
Mar 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN95343-00-193

Property Details

APN / Parcel Number

Primary APN95343-00-193
Alternative APN
  • R115812

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Building Area1,773 sqft Living Area
1st Floor Area1,840 sqft
Basement Area1,758 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Architectural StyleRanch
Exterior MaterialFiber Cement Siding
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable
Roof MaterialOther
Lot Area1,742,836 sqft (40 acres)
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemOther
Heating SystemForced Air

Location & Zoning

Account NumberR115812
Old Parcel Number9534300193
Street Address201 COUNTY ROAD 98
CityELBERT
StateCO
Zip80106-9523
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeA
Legal DescriptionQUARTER: SW SECTION: 34 TOWNSHIP: 9 RANGE: 65 - B613 P562
Legal Range65
Legal Township09
Legal Section34
Legal QuarterSW
Legal SubdivisionRURALA
Legal Block2
JurisdictionELBERT CO
Township / Civil DivisionELIZABETH
Census Block Group1
Census Block1032
Census Tract961208

Owner

201 Co Rd 98, a rural home, is owned and occupied by two individuals who bought it in May 2001.

Source: Elbert County records, as of February 9, 2026

Owner of Record2 Individual Names on File
Co-ownerCo-owner on File
Mailing Address201 COUNTY ROAD 98, ELBERT, CO 80106-9523
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNIVERSAL LENDING CORP
Mar 16, 2018Deed of Trust, Mortgage
UNIVERSAL LENDING

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 1, 2001 · Amount on File
Deed SaleMay 1, 2001 · Amount on File
Deed Document Number403058
Deed Book / Page0613 / 0562
Record UpdatedJun 8, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionELBERT CO
Property Address201 COUNTY ROAD 98, ELBERT, CO 80106-9523
Transaction TypeMortgage
Record UpdatedJul 26, 2022
Title CompanyCAPSTONE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0008030671
DateMay 11, 2020
Book Page803/671
Instrument595006
Lender
NameUNIVERSAL LENDING CORP
TypeMortgage Company
AddressDENVER, CO 80224
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2050

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionELBERT CO
Property Address201 COUNTY ROAD 98, ELBERT, CO 80106-9523
Document Number0007850389
Instrument DateMar 16, 2018
Transaction TypeMortgage
Record UpdatedNov 16, 2018
Title CompanyLAND TITLE GUARANTEE

Transferred To (Grantee/Buyer)

NameVerified Name
Address201 COUNTY ROAD 98 ELBERT CO 801069523, ELBERT, CO 80106-9523

Mortgage

Document Number0007850389
DateMar 26, 2018
Book Page000785/000389
Instrument576507
Lender
NameUNIVERSAL LENDING
TypeFunding / Finance Company
AddressELBERT, CO 80106
Agreement
AmountAmount on Record
Term360 Months
DueMar 25, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 201 Co Rd 98 was $2,616.

Source: Elbert County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateColorado
CountyElbert County
Unified School DistrictElbert School District 200 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,616.00$35,490 Land $470 Building $35,020$477,757 Land $1,757 Building $476,000
2023$1,964.00 (+14.99%)$30,740 (+25.16%) Land $470 Building $30,270$378,797 (+8.71%) Land $1,797 Building $377,000
2022$1,708.00$24,560 Land $460 Building $24,100$348,446 Land $1,746 Building $346,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 201 Co Rd 98 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 5, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 201 Co Rd 98 is high, ranking above 82% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 82% of the US · above 85% of Colorado
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Kellin Communications
Fixed Wireless		1,000 / 220
Verizon
Fixed Wireless		25 / 6

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