989 Clay St, Saint Clair, MO 63077 Property Records

Franklin County property record for 989 Clay St, Saint Clair, MO 63077 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,447 sqft · built 1969
Lot Size1.1 acres (47,916 sqft)
OwnerIndividual Name on File
Tax Bill$1,785 (2025)
Deeds & MortgagesApr 2024 Mortgage
Aug 2020 Transfer
Flood ZoneZone X (minimal risk)
APN22-7-36.0-4-006-039.000

Property Details

APN / Parcel Number

Primary APN22-7-36.0-4-006-039.000

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms9 Rooms
Stories1 Story
Building Area1,447 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Architectural StyleA-Frame
Construction TypeFrame
Lot Area47,916 sqft (1.1 acres)
Patio Area350 sqft

Location & Zoning

Street Address989 CLAY ST
CitySAINT CLAIR
StateMO
Zip63077-2434
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT:10,11,12,&13 CLAYBORNE HEIGHTS
Legal Range01W
Legal Township42
Legal Section36
Legal QuarterSE
Legal SubdivisionCLAYBORNE HEIGHTS
Legal Block6
Legal Lot Number10-13 11
JurisdictionFRANKLIN MO
Township / Civil DivisionCENTRAL
Census Block Group1
Census Block1005
Census Tract800904

Owner

Source: Franklin County records · APN 22-7-36.0-4-006-039.000

Assessment roll updated May 31, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address989 CLAY ST, SAINT CLAIR, MO 63077-2434
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2024Warranty Deed, Transfer · FHA Mortgage
CROSSCOUNTRY MORTGAGE INC
Aug 05, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 22, 2024
Deed SaleApr 22, 2024
Prior SaleAug 05, 2020
Deed Document Number2404440
Record UpdatedJun 08, 2026

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN MO
Recording DateApr 22, 2024
Property Address989 CLAY ST, SAINT CLAIR, MO 63077-2434
Document Number0002404440
Map ReferencePB D PG 74
Instrument DateApr 19, 2024
Instrument2404440
Transaction TypeTransfer
Record UpdatedMay 08, 2024

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address989 CLAY ST, SAINT CLAIR, MO 63077-2434

Mortgage

Document Number0002404441
DateApr 22, 2024
Instrument2404441
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2054

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFRANKLIN MO
Recording DateAug 05, 2020
Property Address989 CLAY ST, SAINT CLAIR, MO 63077-2434
Document Number0000012597
Instrument DateAug 05, 2020
Instrument12597
Transaction TypeTransfer
Record UpdatedAug 11, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address989 CLAY ST ST CLAIR MO 630772434, ST CLAIR, MO 63077-2434

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated May 31, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateMissouri
CountyFranklin County
MunicipalityParkway Village
Unified School DistrictSt. Clair R-XIII School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,785.00 (+21.18%)$28,376 (+11.41%)$149,350 (+11.41%) Land $14,690 Building $134,660
2023$1,473.00 (+3.59%)$25,469$134,050 Land $14,690 Building $119,360
2022$1,422.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (29071C), updated June 4, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290718009041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 38% of the US · above 33% of Missouri
Wildfire LikelihoodAbout 1 in 2,128 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 251 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
Wisper ISPFixed Wireless400 / 30
VerizonFixed Wireless300 / 20
Wave Internet TechnologiesFixed Wireless (unlicensed)100 / 100

May also be available at this address: Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.

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