980 Clay St, Saint Clair, MO 63077 Property Records

Franklin County property record for 980 Clay St, Saint Clair, MO 63077 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,337 sqft · built 1951
Lot Size0.3 acres (13,068 sqft)
OwnerIndividual Name on File
Last Sale$37,500 (Jun 2015)
Tax Bill$1,320 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Oct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN22-7-36.0-4-006-037.000

Property Details

APN / Parcel Number

Primary APN22-7-36.0-4-006-037.000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,337 sqft Living Area

Exterior

Year BuiltBuilt 1951
Architectural StyleA-Frame
Construction TypeFrame
Lot Area13,068 sqft (0.3 acres)
Garage Area252 sqft
Patio Area312 sqft

Location & Zoning

Street Address980 CLAY ST
CitySAINT CLAIR
StateMO
Zip63077-2433
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT:PT22&21 CLAYBORNE HEIGHTS
Legal Range01W
Legal Township42
Legal Section36
Legal QuarterSE
Legal SubdivisionCLAYBORNE HEIGHTS
Legal Block6
Legal Lot Number21,22
JurisdictionFRANKLIN MO
Township / Civil DivisionCENTRAL
Census Block Group1
Census Block1005
Census Tract800904

Owner

Source: Franklin County records · APN 22-7-36.0-4-006-037.000

Assessment roll updated May 31, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1711 PEACOCK RD, SAINT CLAIR, MO 63077-1812
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED BANK OF UNION
Oct 11, 2019Deed of Trust, Mortgage
UNITED BK/UNION

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 26, 2015 · Amount on Record
Deed SaleJun 26, 2015 · Amount on Record
Deed Document Number1509252
Record UpdatedJun 08, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MO
Property Address980 CLAY ST, SAINT CLAIR, MO 63077-2433
Transaction TypeMortgage
Record UpdatedSep 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002102908
DateFeb 17, 2021
Instrument2102908
Lender
NameUNITED BANK OF UNION
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MO
Property Address980 CLAY ST, SAINT CLAIR, MO 63077-2433
Document Number0000014182
Instrument DateOct 11, 2019
Transaction TypeMortgage
Record UpdatedNov 05, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address980 CLAY ST ST CLAIR MO 630772433, ST CLAIR, MO 63077-2433

Mortgage

Document Number0000014182
DateOct 18, 2019
Instrument14182
Lender
NameUNITED BK/UNION
TypeBank
AddressUNION, MO 63084
Agreement
AmountAmount Recorded
Term360 Months
DueOct 17, 2049

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated May 31, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateMissouri
CountyFranklin County
MunicipalityParkway Village
Unified School DistrictSt. Clair R-XIII School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,320.00 (+12.53%)$20,987 (+3.45%)$110,460 (+3.45%) Land $17,680 Building $92,780
2023$1,173.00 (+13.77%)$20,288$106,780 Land $17,680 Building $89,100
2022$1,031.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (29071C), updated June 4, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290718009041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 38% of the US · above 33% of Missouri
Wildfire LikelihoodAbout 1 in 2,128 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 251 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
Wisper ISPFixed Wireless400 / 30
VerizonFixed Wireless300 / 20
Wave Internet TechnologiesFixed Wireless (unlicensed)100 / 100

May also be available at this address: Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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