Osceola County property record for 989 Chamberlin Trl, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 2,738 sqft · built 2004 |
| Lot Size | 0.201 acres (8,756 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $239,100 (Jul 2004) |
| Tax Bill | $2,752 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 118099 |
| Primary APN | 118099 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 2,738 sqft Heated Area |
| Gross Area | 3,735 sqft |
| 1st Floor Area | 2,168 sqft |
| Upper Floors Area | 570 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,756 sqft (0.201 acres) |
| Garage Type | Finished |
| Garage Area | 578 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 419 sqft |
| Patio Area | 210 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 118099 |
|---|---|
| Street Address | 989 CHAMBERLIN TRL |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7642 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | INDIAN LAKES PHASE 2 PB 15 PG 38 LOT 94 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 14 |
| Legal Subdivision | INDIAN LAKES |
| Legal Phase | 2 |
| Legal Tract | 45 |
| Legal Block | 1 |
| Legal Lot Number | 94 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 43303 |
Source: Osceola County records · APN 118099
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 989 CHAMBERLIN TRL, SAINT CLOUD, FL 34772-7642 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 06, 2004 · Amount on Record |
| Deed Sale | Jul 06, 2004 · Amount on Record |
| Deed Document Number | 2004140485 |
| Deed Book / Page | 2550 / 2296 |
| Record Updated | Jun 08, 2026 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,752.00 (+6.58%) Homeowner's exemption | $196,629 (+5.99%) | $395,700 (-10.72%) Land $78,000 Building $317,700 |
| 2023 | $2,582.00 (+3.86%) Homeowner's exemption | $185,523 (+3%) | $443,200 (+24.46%) Land $60,000 Building $383,200 |
| 2022 | $2,486.00 Homeowner's exemption | $180,120 | $356,100 Land $55,000 Building $301,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 34% of the US · above 9% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,439 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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