Osceola County property record for 1012 Chamberlin Trl, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2004 |
| Square Footage | 2,644 sqft Heated Area |
| Lot Size | 10,803 sqft (0.248 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $209,700 (2004) |
| Tax Bill | $2,534.00 (2025) |
| Primary APN | 84841 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 2,644 sqft Heated Area |
| Gross Area | 3,495 sqft Gross Area |
| 1st Floor | 2,074 sqft 1st Floor |
| Upper Floors | 570 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Stucco Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,803 sqft (0.248 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 504 sqft Garage |
| Porch | Open Porch |
| Porch Area | 347 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 84841 |
|---|---|
| Street Address | 1012 CHAMBERLIN TRL |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7675 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | INDIAN LAKES PB 13 PG 93-95 LOT 58 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 14 |
| Legal Subdivision | INDIAN LAKES |
| Legal Tract | 28 |
| Legal Block | 1 |
| Legal Lot Number | 58 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1024 |
| Census Tract | 43303 |
Source: Osceola County records · APN 84841
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 1012 CHAMBERLIN TRL, SAINT CLOUD, FL 34772-7675 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 22, 2004 · Amount on Record |
| Deed Sale | Jan 22, 2004 · Amount on Record |
| Deed Doc Number | 0242702582 |
| Deed Book / Page | 02427 / 02582 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1012 CHAMBERLIN TRL, SAINT CLOUD, FL 34772-7675 |
| Document Number | 0056300458 |
| Instrument Date | Nov 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2019 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Address | 1012 CHAMBERLIN TRL ST CLOUD FL 347727675, ST CLOUD, FL 34772-7675 |
| Document Number | 0056300458 |
|---|---|
| Date | Nov 26, 2019 |
| Book Page | 005630/000458 |
| Instrument | 153801 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 25, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,534.00 (+6.69%) Homeowner's exemption | $184,466 (+5.99%) | $379,400 (-10.46%) Land $78,000 Building $301,400 |
| 2023 | $2,375.00 (+3.89%) Homeowner's exemption | $174,047 (+3%) | $423,700 (+24.36%) Land $60,000 Building $363,700 |
| 2022 | $2,286.00 Homeowner's exemption | $168,978 | $340,700 Land $55,000 Building $285,700 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 45% of the US · above 15% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,639 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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