Hamilton County property record for 989 Anderson Ferry Rd, Cincinnati, OH 45238
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,285 sqft · built 1948 |
| Lot Size | 0.345 acres (15,028 sqft) |
| Owner | Individual Name on File |
| Last Sale | $62,000 (Jul 2017) |
| Tax Bill | $2,901 (2025) |
| Deeds & Mortgages | Aug 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 540-0060-0021-00 |
| Primary APN | 540-0060-0021-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,285 sqft Living Area |
| Gross Area | 2,153 sqft |
| 1st Floor Area | 868 sqft |
| Attic | Attic |
| Attic Area | 417 sqft |
| Basement Area | 868 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 15,028 sqft (0.345 acres) |
| Lot Dimensions | 311 ft deep x 50 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 70 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 989 ANDERSON FERRY RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45238-4239 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C |
| Legal Description | ANDERSON FERRY RD 50 X 311.47 IRRPT LOTS 450-451-453 TH 460 MONTEREY SUB |
| Legal Subdivision | MONTEREY SUB |
| Legal Lot Number | 450-4 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | DELHI |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 21303 |
989 Anderson Ferry Rd is owned and occupied by an individual who bought it in July 2017.
Source: Hamilton County records, as of January 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 989 ANDERSON FERRY RD, CINCINNATI, OH 45238-4239 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 20, 2017 · Amount on File |
| Deed Sale | Jul 20, 2017 · Amount on File |
| Prior Sale | Feb 2, 2009 · Amount on File |
| Deed Document Number | 201765546 |
| Prior Transfer Date | Jun 14, 2009 |
| Prior Transfer Doc | 0000000921 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 989 ANDERSON FERRY RD, CINCINNATI, OH 45238-4239 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 989 ANDERSON FERRY RD, CINCINNATI, OH 45238-4239 |
| Document Number | 0000061114 |
|---|---|
| Date | Aug 13, 2025 |
| Book Page | 15478/1452 |
| Instrument | 2025-0061114 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 264 Months |
| Due | Aug 1, 2047 |
The 2025 property tax bill for 989 Anderson Ferry Rd was $2,901, up 2.5% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Delhi Township |
| Unified School District | Oak Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,901.00 (+2.51%) | $48,720 (-) Land $12,362 Building $36,358 | $139,200 Land $35,320 Building $103,880 |
| 2024 | $2,830.00 (-0.32%) | $48,720 (-) Land $12,362 Building $36,358 | |
| 2023 | $2,839.00 (+98.67%) | $48,720 (+124.52%) Land $12,362 Building $36,358 | $139,200 Land $35,320 Building $103,880 |
| 2022 | $1,429.00 Homeowner's exemption | $21,700 Land $11,032 Building $10,668 | |
| 2020 | $62,000 Land $31,520 Building $30,480 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 989 Anderson Ferry Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 989 Anderson Ferry Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 566 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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