982 Anderson Ferry Rd, Cincinnati, OH 45238 Property Records

Hamilton County property record for 982 Anderson Ferry Rd, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,918 sqft · built 1987
Lot Size	1.03 acres (45,259 sqft)
Owner	Individual Name on Record
Last Sale	$242,500 (May 2007)
Tax Bill	$8,303 (2025)
Deeds & Mortgages	Jun 2021 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`540-0051-0627-00`

Property Details

APN / Parcel Number

Primary APN	`540-0051-0627-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,918 sqft Living Area
1st Floor Area	1,918 sqft
Basement Area	1,918 sqft
Finished Basement	1,800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	45,259 sqft (1.03 acres)
Garage Type	Attached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	982 ANDERSON FERRY RD
City	CINCINNATI
State	OH
Zip	45238-4240
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ES ANDERSON FERRY 1.175ACR1-T3-S12 LT 245 TH 253- 290 TH 298 PT LT 299T302-306 MONTEREY 1ST SUB
Legal Range	01
Legal Township	03
Legal Section	12
Legal Subdivision	MONTEREY
Legal Tract	3
Legal Lot Number	245
Jurisdiction	HAMILTON OH
Township / Civil Division	DELHI
Census Block Group	1
Census Block	1001
Census Tract	21401

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	982 ANDERSON FERRY RD, CINCINNATI, OH 45238-4240
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2007 · Amount on Record
Deed Sale	May 31, 2007 · Amount on Record
Prior Sale	Feb 29, 2000 · Amount on Record
Deed Document Number	07-078447
Deed Book / Page	10562 / 00278
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	982 ANDERSON FERRY RD, CINCINNATI, OH 45238-4240
Transaction Type	Mortgage
Record Updated	Sep 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	982 ANDERSON FERRY RD, CINCINNATI, OH 45238-4240

Mortgage

Document Number	0000076589
Date	Jun 23, 2021
Book Page	14444/2969
Instrument	2021-0076589

Lender

Name	CINCINNATI EMPLOYEES CU
Type	Credit Union
Address	HARRISON, OH 45030

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	109 Months
Due	Jun 30, 2030

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Delhi Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,303.00 (+2.51%)	$139,888 (-) Land $23,730 Building $116,158
2024	$8,100.00 (-0.31%)	$139,888 (-) Land $23,730 Building $116,158
2023	$8,125.00 (+18.49%)	$139,888 (+33.23%) Land $23,730 Building $116,158	$399,680 (+33.23%) Land $67,800 Building $331,880
2022	$6,857.00 Homeowner's exemption	$105,000 Land $19,663 Building $85,337
2020			$300,000 Land $56,180 Building $243,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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