9889 Lyon Ave, Laurel, MD 20723 Property Records

Howard County property record for 9889 Lyon Ave, Laurel, MD 20723

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,316 sqft · built 1956
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Apr 2021)
Tax Bill	$5,802 (2026)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Jun 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-429793`

Property Details

APN / Parcel Number

Primary APN	`06-429793`
Alternative APNs	`6429793` `429793`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,316 sqft Total Area
Basement Area	504 sqft
Finished Basement	504 sqft
Utility Area	192 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Deck Area	100 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	429793
Street Address	9889 LYON AVE
City	LAUREL
State	MD
Zip	20723-1721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSC
Legal Description	LOT 258 9889 LYON AVE HIGH RIDGE PARK
Legal Subdivision	HIGH RIDGE PARK
Legal Lot Number	258
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	2
Census Block	2001
Census Tract	606906

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9889 LYON AVE, LAUREL, MD 20723-1721
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Deed, Transfer · VA Mortgage EMBRACE HOME LOANS INC
Jun 1, 2018	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2021 · Amount on Record
Deed Sale	Apr 30, 2021 · Amount on Record
Deed Book / Page	20503 / 444
Record Updated	Oct 29, 2026

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Apr 30, 2021
Property Address	9889 LYON AVE, LAUREL, MD 20723-1721
Document Number	0205030444
Book / Page	20503 / 444
Map Reference	MB 9 FO 60
Instrument Date	Apr 21, 2021
Transaction Type	Transfer
Record Updated	Jun 2, 2021
Title Company	NOT AVAILABLE, EAGLE TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$5,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9889 LYON AVE, LAUREL, MD 20723-1721

Mortgage

Document Number	20503452
Date	Apr 30, 2021
Instrument	20503/452

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	9889 LYON AVE, LAUREL, MD 20723-1721
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0182010149
Date	Jun 1, 2018
Book Page	18201/149

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,802.00 (+10.33%)	$367,300 (+11.03%)	$440,300 (+33.1%) Land $261,200 Building $179,100
2025	$5,259.00 (+89.99%)	$330,800 (+20.64%) Land $166,200 Building $164,600	$330,800 (-) Land $166,200 Building $164,600
2023		$274,200	$330,800 Land $166,200 Building $164,600
2022	$2,768.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2003–2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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