Howard County property record for 9876 Lyon Ave, Laurel, MD 20723
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,079 sqft · built 2012 |
| Lot Size | 0.339 acres (14,771 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $860,000 (Feb 2026) |
| Tax Bill | $9,286 (2026) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage Oct 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-425593 |
| Primary APN | 06-425593 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,079 sqft Total Area |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 14,771 sqft (0.339 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 75 sqft |
| Deck Area | 441 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 425593 |
|---|---|
| Street Address | 9876 LYON AVE |
| City | LAUREL |
| State | MD |
| Zip | 20723-1722 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSC |
| Legal Description | LOT 397 14,771 SQ' 9876 LYON AVE HIGH RIDGE PARK LAUREL |
| Legal Subdivision | HIGH RIDGE PARK |
| Legal Lot Number | 397 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 606906 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9876 LYON AVE, LAUREL, MD 20723-1722 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 3, 2026 | Deed, Transfer · VA Mortgage INSTAMORTGAGE.COM |
| Oct 21, 2020 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Feb 18, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF AMERICA |
| Sep 8, 2020 | Grant Deed, Transfer HOUSEHOLD TITLE AND ESCROW LLC, HOUSEHOLD TITLE & ESCROW LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 3, 2026 · Amount on Record |
| Deed Sale | Feb 3, 2026 · Amount on Record |
| Prior Sale | Feb 18, 2022 · Amount on Record |
| Deed Book / Page | 23093 / 434 |
| Prior Transfer Date | Jul 8, 2020 |
| Prior Transfer Doc | 0196880426 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Feb 3, 2026 |
| Property Address | 9876 LYON AVE, LAUREL, MD 20723-1722 |
| Document Number | 0230930434 |
| Book / Page | 23093 / 434 |
| Map Reference | MB 111 FO 597 |
| Instrument Date | Oct 28, 2025 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2026 |
| Title Company | UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 9876 LYON AVE, LAUREL, MD 20723-1722 |
| Document Number | 0023093452 |
|---|---|
| Date | Feb 3, 2026 |
| Instrument | 23093/452 |
| Name | INSTAMORTGAGE.COM |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9876 LYON AVE, LAUREL, MD 20723-1722 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 9876 LYON AVE, LAUREL, MD 20723-1722 |
| Document Number | 0198410085 |
|---|---|
| Date | Oct 21, 2020 |
| Book Page | 19841/85 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 258 Months |
| Due | Apr 1, 2042 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Feb 18, 2022 |
| Property Address | 9876 LYON AVE, LAUREL, MD 20723-1722 |
| Document Number | 0213450093 |
| Book / Page | 21345 / 93 |
| Map Reference | MB 111 FO 597 |
| Instrument Date | Feb 7, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | HOUSEHOLD TITLE AND ESCROW LLC, HOUSEHOLD TITLE & ESCROW LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 9876 LYON AVE, LAUREL, MD 20723-1722 |
| Document Number | 0021345103 |
|---|---|
| Date | Feb 18, 2022 |
| Instrument | 21345/103 |
| Name | FIRST NATIONAL BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 5, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Sep 8, 2020 |
| Property Address | 9876 LYON AVE, LAUREL, MD 20723-1722 |
| Document Number | 0196880426 |
| Book / Page | 019688 / 000426 |
| Instrument Date | Jul 8, 2020 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2020 |
| Title Company | HOUSEHOLD TITLE AND ESCROW LLC, HOUSEHOLD TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,187.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 9876 LYON AVE LAUREL MD 207231722, LAUREL, MD 20723-1722 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,286.00 (+6.43%) Homeowner's exemption | $601,267 (+6.53%) | $675,000 (+19.6%) Land $286,800 Building $388,200 |
| 2025 | $8,725.00 (+5.72%) | $564,400 (+13.17%) Land $191,800 Building $372,600 | $564,400 (-) Land $191,800 Building $372,600 |
| 2024 | $8,253.00 (+57.32%) | ||
| 2023 | $498,733 | $564,400 Land $191,800 Building $372,600 | |
| 2022 | $5,246.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2003–2012) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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