988 Wisdom Ln, Pacific, MO 63069 Property Records

Franklin County property record for 988 Wisdom Ln, Pacific, MO 63069

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 924 sqft · built 1987
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Tax Bill	$2,197 (2025)
Deeds & Mortgages	Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-2-10.0-0-012-014.270`

Property Details

APN / Parcel Number

Primary APN	`19-2-10.0-0-012-014.270`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	924 sqft Living Area

Exterior

Year Built	Built 1987
Architectural Style	Split Foyer
Lot Area	17,424 sqft (0.4 acres)
Patio Area	36 sqft

Location & Zoning

Street Address	988 WISDOM LN
City	PACIFIC
State	MO
Zip	63069-2645
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CD
Legal Description	LOT:16 AD DEUM 3
Legal Range	02E
Legal Township	43
Legal Section	10
Legal Subdivision	AD DEUM
Legal Block	12
Legal Lot Number	16
Jurisdiction	FRANKLIN MO
Township / Civil Division	BOLES
Census Block Group	1
Census Block	1034
Census Tract	800702

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	988 WISDOM LN, PACIFIC, MO 63069-2645
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2021
Deed Sale	Oct 29, 2021
Prior Sale	Apr 28, 2008 · Amount on Record
Deed Document Number	2120450
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Oct 29, 2021
Property Address	988 WISDOM LN, PACIFIC, MO 63069-2645
Document Number	0002120450
Map Reference	PB N PG 407
Instrument Date	Oct 26, 2021
Instrument	2120450
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	988 WISDOM LN, PACIFIC, MO 63069-2645

Mortgage

Document Number	0002120451
Date	Oct 29, 2021
Instrument	2120451

Lender

Name	HERITAGE COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	Meramec Valley R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,197.00 (+21.45%)	$30,750 (+20.07%)	$161,840 (+20.08%) Land $32,830 Building $129,010
2023	$1,809.00 (+19.48%)	$25,609	$134,780 Land $32,830 Building $101,950
2022	$1,514.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1978–2024)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jul 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: Wisper ISP.

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