Franklin County property record for 956 Wisdom Ln, Pacific, MO 63069
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 924 sqft · built 1987 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,303 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-2-10.0-0-012-014.330 |
| Primary APN | 19-2-10.0-0-012-014.330 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 924 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Architectural Style | Split Foyer |
| Lot Area | 21,780 sqft (0.5 acres) |
| Patio Area | 36 sqft |
| Shed | 1 Shed |
| Street Address | 956 WISDOM LN |
|---|---|
| City | PACIFIC |
| State | MO |
| Zip | 63069-2645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CD |
| Legal Description | LOT:21 AD DEUM 3 |
| Legal Range | 02E |
| Legal Township | 43 |
| Legal Section | 10 |
| Legal Subdivision | AD DEUM |
| Legal Block | 12 |
| Legal Lot Number | 21 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | BOLES |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 800702 |
956 Wisdom Ln is owned and occupied by an individual who acquired it in September 2015.
Source: Franklin County records, as of November 10, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 956 WISDOM LN, PACIFIC, MO 63069-2645 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 30, 2015 |
| Deed Sale | Sep 30, 2015 |
| Prior Sale | Jul 8, 2005 |
| Deed Document Number | 1317047 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 956 WISDOM LN, PACIFIC, MO 63069-2645 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0002117589 |
|---|---|
| Date | Sep 16, 2021 |
| Instrument | 2117589 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 956 Wisdom Ln was $2,303.
Source: Franklin County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Unified School District | Meramec Valley R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,303.00 | $32,236 | $169,660 Land $40,130 Building $129,530 |
| 2023 | $1,919.00 (+19.12%) | $27,170 | $143,000 Land $40,130 Building $102,870 |
| 2022 | $1,611.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 956 Wisdom Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1978–2024) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jul 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 956 Wisdom Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
May also be available: Wisper ISP.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures